The perfect complement to your checking account is a Deseret First VISA Debit Card. Free to any member with a checking account, pair it with a First Choice Checking option to put money back in your wallet.


  • Free to all members with a Deseret First Checking Account.
  • No monthly or maintenance fees.
  • Use all over the world wherever VISA is accepted.
  • Compatible with Apple Pay
  • Free access to 28,000+ CO-OP ATMs.
  • Free 24-hour fraud protection.
  • Pair with First Choice Checking and get non CO-OP ATM fees refunded up to $25 per month.
  • Pair with First Choice Checking to receive cash back for each swipe or 1% APY*.
  • Deposit accounts are federally insured by the NCUA up to $250,000.


  • Deseret First Checking Account.
For questions or to apply, call 801-456-7000 or 1-800-326-3328, M-F, 9 am-7pm, Sat. 9-2pm, or visit a Deseret First Branch

*Rate is on balances up to $10,000; .10% APY will be paid on balances over $10,000.*Rates quoted as Annual Percentage Yield. The APY applies to balances beginning at $.01. Fees could reduce earnings.

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