A Money Market account is a savings option that pays higher interest for higher balances. Funds can be deposited or withdrawn at any time.

Benefits

  • Increased interest rate with a higher balance.
  • Unlimited deposits.
  • No term restrictions or minimum balance.
  • Deposit accounts are federally insured by the NCUA up to $250,000.

Requirements

  • Membership and eligibility .
For questions or to apply, call 801-456-7000 or 1-800-326-3328, M-F, 9 am-5:30 pm or visit a Deseret First Branch.

Regular

Standard Rates Loyalty Rates
Rate APY Rate APY
$0 - $2,499 0.05% 0.05% 0.05% 0.05%
$2,500 - $19,999 0.15% 0.15% 0.15% 0.15%
$20,000 - $99,999 0.25% 0.25% 0.25% 0.25%
$100,000 + 0.30% 0.30% 0.30% 0.30%

Jumbo

Standard Rates Loyalty Rates
Rate APY Rate APY
$0 - $99,999 0.15% 0.15% 0.15% 0.15%
$100,000 - $249,999 0.35% 0.35% 0.35% 0.35%
$250,000 - $499,999 0.35% 0.35% 0.35% 0.35%
$500,000 - $999,999 0.35% 0.35% 0.35% 0.35%
$1,000,000 + 0.35% 0.35% 0.35% 0.35%
Rates quoted as Annual Percentage Yield. The APY applies to balances beginning at $500. Fees could reduce earnings. A penalty may be imposed for early withdrawal. Federally insured by NCUA.*Loyalty accounts are defined to include (1) an active checking account demonstrating that DFCU is the member's primary financial institution for a minimum of 90 days, and (2) has Direct Deposit with the majority of the member's payroll for a minimum of 90 days.

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