We believe that every child should have a good home. An added benefit of your membership in Deseret First is available financing for adoptions through LDS Family Services.
- Low fixed interest rate of 8.90% APR, regardless of credit score.
- No loan origination or processing fees.
- No prepayment fees.
- Loan terms for 24 months, but spread out over 60 months to keep payments low.
- Local approval and decision making.
- Funds sent directly to LDS Famiily Services.
- Membership and eligibility.
- Income verification.
- Credit approval.
- Approval letter from LDS Family Services.
For questions or to apply, call 801-456-7000 or 1-800-326-3328, M-F, 9 am-5:30 pm or visit a Deseret First Branch.
Learn more about adoptions through
For example, a 24 month loan, amortized for 60 months, at 10% would require 24 payments of $21.33 per $1,000.00 borrowed. Rates quoted as annual percentage yield. Rates as low as.