We believe that every child should have a good home. An added benefit of your membership in Deseret First is available financing for adoptions through LDS Family Services.

Benefits

  • Low fixed interest rate of 8.90% APR, regardless of credit score.
  • No loan origination or processing fees.
  • No prepayment fees.
  • Loan terms for 24 months, but spread out over 60 months to keep payments low.
  • Local approval and decision making.
  • Funds sent directly to LDS Famiily Services.

Requirements

  • Membership and eligibility.
  • Income verification.
  • Credit approval.
  • Approval letter from LDS Family Services.
For questions or to apply, call 801-456-7000 or 1-800-326-3328, M-F, 9 am-5:30 pm or visit a Deseret First Branch.
 
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For example, a 24 month loan, amortized for 60 months, at 10% would require 24 payments of $21.33 per $1,000.00 borrowed. Rates quoted as annual percentage yield. Rates as low as. 

Improved online banking

You can not only check balances and transfer money easily, but you can also use the enhanced budgeting tools, set savings goals and much more!
 
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our free mobile app is here

The Deseret First mobile app allows access to your accounts anytime, anywhere. Check balances, transfer funds, or deposit a check!
 
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