Free To Open and No Monthly Fees

Business checking accounts are essential for any business. Open your business checking account at Deseret First for free, and get unlimited transactions with no additional monthly fee.

Loyalty Benefits

Additional benefits available for businesses who have multiple services with Deseret First. Click Here to learn more.

Compatible With Quickbooks

All of Deseret First's accounts are compatible with Quickbooks. Our online banking is optimized so that you can sync your account information with your books--and our online banking is free to use for every member and includes free Bill Pay.

Easy To Access

Deseret First has ten convenient branches throughout Utah, as well as industry-leading online and mobile access, including free remote check deposit using our mobile app. Live or work out-of-state? Use the Co-op Network to access any of our 5,000 shared branches. You can also reach our call center during extended business hours at 801-456-7000.


  • Membership and eligibility
  • Deseret First Business Savings Account

For questions or to apply, contact Business Services

Phone: 801-456-7060 or toll free at: 1-800-326-3328 ext. 7060
Branches: Request to meet at any of our branches or at your business location
*Federally Insured by NCUA

Business Checking

Deseret First Credit Union offers affordable business checking accounts. Business checking accounts are free to open and are compatible with Quickbooks. Access your accounts from our industry-leading online and mobile banking, free services for all members.


Visa Debit Card

A Visa Debit Card is a must have for every wallet. With no monthly fees, make sure you have one in yours.


Business Overdraft

A business overdraft provides peace of mind to cover overspending in a checking account or unexpected shortfalls in funds. Use a DFCU Business Overdraft to protect your business accounts and help manage your accounts.


Free Carfax Report

Receive a free CARFAX Vehicle History Report for every vehicle sold by Enterprise Car Sales.

Learn More

Peace of Mind

A business overdraft provides peace of mind to cover overspending or unexpected shortfalls in funding.

Low-cost Business VISA

With no setup fee, no activation fee, no annual fee, and low interest rates, DFCU offers the most budget-friendly credit cards in the industry.