One of the best ways to save money and get out of debit is to consolidate all your debt into one loan. Our Debt Consolidation Loans can help you gain control of your finances and give you one low monthly payment.


  • Consolidate debt from credit cards, medical bills, etc.
  • Transfer balances into one low monthly payment.
  • Do your entire application online, start to finish.
  • Free analysis of your current financial situation.
  • No fees.
  • Serviced locally by Deseret First.


  • Membership and eligibility.
  • Credit approval.
For questions call 801-456-7000 or 1-800-326-3328, M-F, 9 am-5:30 pm or visit a Deseret First Branch.

Term APR
24 Month Fixed Rate 7.80%
36 Month Fixed Rate 7.90%
48 Month Fixed Rate 8.90%
60 Month Fixed Rate 9.90%


For example, a 24 month loan at 10% would require 24 payments of $46.34 per $1,000.00 borrowed. A 60 month loan at 10% would require 60 payments of $21.34 per $1,000.00 borrowed. Rates quoted as annual percentage rate. Rates as low as. 

Your checking your choice

Choose getting paid for swiping your debit card or earn up to 2.00% APY on your balance.

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Improved online banking

You can not only check balances and transfer money easily, but you can also use the enhanced budgeting tools, set savings goals and much more!
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mobile deposit is here!

Use our FREE mobile app to deposit a check into your account, right from your Apple or Android phone! Anytime, Anywhere!
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