Borrow smart with a Deseret First Debt Consolidation Loan. A little room in your budget can mean big opportunities. From consolidating and paying down debt, to pursuing the things you love — a Deseret First Debt Consolidation Loan is a great way to make even your biggest plans a reality without breaking your budget.


  • Consolidate debt from credit cards, medical bills, etc.
  • Transfer balances into one low monthly payment.
  • Free analysis of your current financial situation.


  • Access to the full loan amount up front.
  • Fixed rate, fixed term, and fixed monthly payments.
  • Do your entire application online, start to finish.
  • Serviced locally by Deseret First.
  • No origination or prepayment fees.


  • Membership and eligibility.
  • Credit approval.
For questions or to apply, call 801-456-7000 or 1-800-326-3328, M-F, 9 am-7pm, Sat. 9-2pm, or visit a Deseret First Branch



Membership and eligibility required. OAC. Terms and conditions apply.

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