Have a credit card with someone else? Have a high rate? Are you trying to get out of debt, but it seems like an uphill battle? Let us help! Transfer your current balance over to a Deseret First credit card and enjoy our great, low rates and amazing benefits! Best of all, you can transfer your balance for FREE! We know that it’s hard to get out of debt sometimes and we’d like to help. You can call us at 801-456-7000 for assistance and we will gladly help you with the transfer.


  • No annual fee.
  • No balance transfer fee.
  • Free ID Theft Protection with monthly card usage.
  • Free 24-hour fraud protection.
  • Accepted at over 25 million merchants worldwide.
  • Complimentary Auto Rental Insurance.  For complete details, call VISA at 1-800-847-2911.


  • Membership and eligibility.
  • Credit approval.
For questions or to apply, call 801-456-7000 or 1-800-326-3328, M-F, 9 am-7pm, Sat. 9-2pm, or visit a Deseret First Branch


Membership and eligibility required.  Annual Percentage Rates range from 8.9%-18.00% depending upon credit approval.  Foreign transaction fees apply (1% of purchase); Cash Advance Fees of 1.5% may apply.  OAC.  

visa credit cards that pay you

Deseret First has Visa Credit Card options that put money back in your wallet.
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Deseret First Credit Union has been serving members and employees of the LDS Church since 1955.
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