If you've found the perfect lot to build your dream home, and plan on completing construction within 12 months, then Deseret First has the construction loan for you.

Our Loan Officers have the experience and resources to help you make the process simple and affordable.


  • Match or beat competitive financing
  • Loan options for primary residence and 2nd homes 
  • One time close options available
  • Local decision making and processing
  • No out of pocket payments during construction
  • Loans available for Utah and Idaho
  • Conventional loans available for long term financing


With so many options available, let Deseret First help find the right loan for you. Call a Deseret First Mortgage Officer at 801-226-0900 ext. 3110 or 1-800-326-3328 ext. 3110, M-F 8:30 am- 5:30 pm.


Improved online banking

You can not only check balances and transfer money easily, but you can also use the enhanced budgeting tools, set savings goals and much more!
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mobile deposit is here!

Use our FREE mobile app to deposit a check into your account, right from your Apple or Android phone! Anytime, Anywhere!
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