Deseret First offers a variety of fixed and adjustable rate mortgages. Knowledgeable staff will help find the right loan to meet your financial goals.

Fixed-Rate Conventional Mortgage

  • 10, 15, 20 and 30-year terms.
  • Loans up to 95% financing.
  • Rate stays the same for the life of the loan.
  • Loans for primary, secondary, and investment properties.
  • Jumbo products available for loans over $417,000.

Adjustable Rate Conventional Mortgage (ARM)

  • 3, 5, 7 and 10-year initial term ARM options.
  • Fixed rate for the initial term, then fluctuates based on market conditions.
  • Loans up to 90% financing.
  • Loans for primary, secondary, and investment properties.

With so many options available, let Deseret First help find the right loan for you. Call a Deseret First Mortgage Officer at 801-456-7070 or 1-800-326-3328 ext. 7070, M-F 8:30 am- 5:30 pm.

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30-year Fixed Payment Example-Monthly payments for a $180,000 loan with a 20% down payment and an interest rate of 6.00% (6.122% Annual Percentage Rate) would be $1079.19 for 360 months. The assumed credit score is 740. The purchase transaction payment listed is an example only and does not include taxes or insurance premiums. Actual obligation amount may be greater. Membership and eligibility required, OAC.

15-year Fixed Payment Example-Monthly payments for a $180,000 loan with a 20% down payment and an interest rate of 6.00% (6.204% Annual Percentage Rate) would be $1518.94 for 180 months.The assumed credit score is 740. The purchase transaction payment listed is an example only and does not include taxes or insurance premiums. Actual obligation amount may be greater. Membership and eligibility required, OAC.

visa credit cards that pay you

Deseret First has Visa Credit Card options that put money back in your wallet.
 
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Prepare for your child's future

Deseret First Investments can help you save for college, missions or weddings.
 
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our free mobile app is here

The Deseret First mobile app allows access to your accounts anytime, anywhere. Check balances, transfer funds, or deposit a check!
 
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