Deseret First has money to lend. We can help you with loans for homes,
businesses, cars, RVs, students,
and nearly anything else you can think of. We also offer many Visa Credit Card
and line of credit options.
You can easily apply online by simply finding the type of loan you want on the
rates page and clicking the "Apply" link.
Approval time is usually less than 24 hours (one business day) for most basic loans.
Your ability to borrow money and the interest rate you can get is based on
your credit score and other factors.
Access to loans and credit can be a great blessing. It drives
home ownership, business opportunities, access to education, and much more.
Some use this privilege unwisely.
We encourage you to evaluate the guidance of Church leaders related to debt and
consider your decisions to borrow carefully.