Motorcycle, ATV, Snowmobile, Personal Watercraft Loans

Whether purchasing new or refinancing an existing loan, Deseret First is the best choice for low rates and flexible terms. Our 100% online application process is so fast and easy, we'll have you outside having fun in no time.


  • Apply and sign 100% online, start to finish.
  • Financing available directly at the dealer. Ask for Deseret First.
  • Fast turnaround time.
  • Competitive interest rates.
  • Up to 100% financing available.
  • Mileage and vehicle age restrictions may apply.
  • Options for those with limited credit


  • Membership and eligibility. 
  • Credit approval. 
For questions or to apply, call 801-456-7000 or 1-800-326-3328, M-F, 9 am-7pm, Sat. 9-2pm, or visit a Deseret First Branch

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The annual percentage rates listed represent our best rates. Your individual rate may be higher based upon your creditworthiness. Payment Examples: For example, if you qualified for a 5 year loan at 5% you would have 60 payments of $18.88 per $1,000.00 borrowed. As another example, if you qualified for a 3 year loan at 4.40% you would have 36 payments of $29.70 per $1,000.00 borrowed.

Your checking your choice

Choose getting paid for swiping your debit card or earn up to 2.00% APY on your balance.

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mobile deposit is here!

Use our FREE mobile app to deposit a check into your account, right from your Apple or Android phone! Anytime, Anywhere!
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