Fraud Defender

Current statistics show that 1 in 14 individuals will become victims of identity theft. Deseret First now offers an affordable and convenient way to watch your credit and help you recover if you are victimized.

The Fraud Defender product is an optional product available to you that you can enroll in by clicking on the link below. We offer two different programs for you and your family that you can choose from to best suit your identity protection needs and the cost depends on which program you choose.

The program includes the following features:

  • Fully managed recovery assistance with a personal advocate that will stay with you until your identity is recovered.
  • Protects your entire identity and not just accounts held at Deseret First.
  • $1,000,000 in expense reimbursements, such as court costs, lost wages and fees.
  • Credit monitoring provided by Merchants Information Solutions and TransUnion (an email address is required for credit monitoring services).
  • If your information comes up for sale on the black market, you will be notified and you can take measures to protect your identity.
The cost for Identity Theft Protection Service is automatically deducted from a credit or debit card of your choice on a monthly basis and can be canceled at any time without penalty.
Enrollment is easy, simply Click Here and follow the step by step instructions. You are covered immediately upon enrollment.
If you believe you are a victim of fraud, please contact the Deseret First Fraud Department immediately:
Salt Lake Area: 801-456-7131
Toll Free: 1-800-326-3328 ext. 7131
Email: dept.fraudsecurity@dfcu.com

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