Fraud Alert

The financial industry is experiencing a significant increase in fraudulent activities and scamming attempts to access personal account information. DFCU will never contact you asking for your PIN, Password, or other account credentials. If you have any questions about your account, contact DFCU at 800-326-3328. To learn more about protecting yourself from fraud, click here

Current RV Loan Rates

Loans available for all your recreational needs, let’s get your adventures started!

A picture of an RV by a lake with the text two percent cashback when you refinance your rv loan.

Get on the open road with an extra 2% Cashback today!

  • 2% Cashback on your refinance**
  • No payment for 90 days
  • Start your summer adventure today
Our friendly lending team is waiting to help you start your next adventure! Get 2% cashback on your RV loan when you refinance your RV loan to DFCU from another institution. Our rates are as low as 5.74% APR. The process is fast and easy so you can have peace of mind while getting on the road to making lifelong memories. Refinance your loan with DFCU today and start your summer adventures off with a little extra cash
Apply For An RV Today!

Limited Time Offer

*Rate stated as Annual Percentage Rate. Membership and eligibility required. OAC. Terms and conditions apply.

**Cashback offer valid for non-DFCU loans. No minimul loan amount required. Maximum cashback of $1,500.

Looking to get outdoors?

We finance motorcycles, trailers, RVs, boats and more!

Whether you’re purchasing a new recreational vehicle or refinancing an existing one, Deseret First is the best choice for low rates and flexible terms. Our 100% online application process is so fast and easy, we’ll have you hitting the road with your family in no time.
Financing for RV


Everyone deserves some fun! That’s why we offer options for those with limited credit too. We always offer a speedy turnaround time. Additionally, financing with Deseret First is available through most dealers.
Refinance your RV or Motorcycle


Refinancing your loan with DFCU is a smooth & simple process. All you have to do to get started is fill out the loan application online.
Title Loans

Title Loans

A title loan enables you to use the equity you have in your vehicle. Yes, you can even take advantage of this with your RVs too!
Apply Now
Current RV Loan Rates
Loan TypeTermAPR
MotorcyclesUp to 7 years5.74%
ATVsUp to 7 years5.74%
Personal WatercraftUp to 7 years5.74%
SnowmobilesUp to 7 years5.74%
Side-by-sidesUp to 15 years5.74%
Fifth WheelsUp to 15 years5.74%
Camper TrailersUp to 15 years5.74%
MotorhomesUp to 15 years5.74%
BoatsUp to 15 years5.74%
*Rate stated as Annual Percentage Rate. The annual percentage rates (APRs) listed above represent our best available rates. Your individual rate may be higher depending upon your creditworthiness. Membership and eligibility required. Offer subject to change. OAC. 90-day deferred payments. Restrictions may apply. Find additional products and rates listed here.
rider enjoying the landscape with their motorcycle
truck pulling a camper trailer up the highway towards the mountains and forest

RV Loan Benefits from Deseret First

Time and money icon
RVs eligible for 90-day payment deferment.
No Pre-Payment Fees
No origination or pre-payment fees.
12 Yr Terms
Terms up to 15 years.

Loan Requirements

rv outdoors at night beneath the stars of the milky way

You must meet the following:

  • Membership & eligibility
  • Subject to credit approval
  • Mileage and vehicle age restrictions may apply
Apply online today! For questions or to apply directly with a representative, call 801-923-6176 or 800-326-3328. Available weekdays: 8am-7pm, Sat: 9am-2pm. Additionally, you may visit any Deseret First Branch.
Start Application

It’s time to break outdoors.

Start Application