Personal Loans

An unsecured personal loan requires no collateral. They can be used for just about anything! If you’re wanting to adopt a child, consolidate debt, or cover unexpected expenses, don’t forget that DFCU offers personal loans!

 

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Benefits:

  • Access to the full loan amount up front
  • Fixed rate, fixed term, and fixed monthly payments
  • Do your entire application online, start to finish
  • Serviced locally by Deseret First
  • No origination or prepayment fees

 

Information:

  • Interest rates are generally higher than a secured loan
  • Intended for borrowers with good credit
  • 10-day grace period
  • Loan amount is based on monthly income

Term APR
Personal Loans 24 Month Fixed Rate 7.80%
36 Month Fixed Rate 7.90%
48 Month Fixed Rate 8.90%
60 Month Fixed Rate 9.90%


Requirements:

 

For questions or to apply, call 801-456-7000 or 1-800-326-3328 weekdays: 8am-7pm, Sat: 9am-2pm or visit any Deseret First Branch
Membership and eligibility required. OAC. Terms and conditions apply.

HOME EQUITY LINE
OF CREDIT

Remodel, pay other bills, or go on vacation with a HELOC! Using the equity in your home is one of the cheapest ways to borrow money.
Learn More

Put Money Back in your Wallet

We have VISA Credit Card options that reward you for using that card! Find out how you can spend money and earn rewards!

 

Learn More