A Premier Share Certificate is a great option to save money. Typically, you can earn more interest than a savings account.


  • The interest rate varies based on current market conditions
  • Deposits can be made at any time
  • Maturity period is the first 3 business days of each fiscal quarter. During these maturity periods funds can be withdrawn or the Certificate can be closed without penalty.


  • Minimum deposit of $1,000
  • Membership and eligibility.


For questions or to apply, call 801-456-7000 or 1-800-326-3328 weekdays: 8am-7pm, Sat: 9am-2pm or visit any Deseret First Branch.


Rate APY
$0 - $999 0.449% 0.45%
$1,000 - $19,999 0.698% 0.70%
$20,000 - $49,999 0.946% 0.95%
$50,000 - $99,999 1.193% 1.20%
$100,000 + 1.440% 1.45%

Rates quoted as Annual Percentage Yield.  Rate subject to change after account is opened.  The listed APY is accurate as of today’s date.  $1,000.00 deposit required to open the account.  Term varies depending on when the account is opened.  Fees could reduce earnings. A penalty may be imposed for early withdrawal.  Federally insured by NCUA.  Membership and eligibility required.