Earning $100 is as easy as 1 – 2 – 3!

#1. This is going to be BIG…

Congrats! You’re one step closer to earning an easy $100 and hooking your friend up with an incredible deal by referring them to Deseret First Credit Union for auto financing.

It’s not like you needed additional convincing but here are all the great reasons for you and your referral to get a new vehicle loan or refinance a current auto loan with DFCU this summer:

  • ⬇ Rates as low as 3.99% APR* and it’s easy to become a member.
  • 🚙 Just about everything qualifies for the promotion…new or used, dealership or private seller, even refinanced auto loans (which are free at DFCU, btw).
  • 💵 $100 referral bonus for you and $100 cash for them…and no limit on the number of referrals!
  • ☝ You can refer YOURSELF! (yeah, you read that right).
  • 🤯 Someone is getting their car PAID OFF!

EVERYONE who finances or refinances an auto loan of $10,000 or more with Deseret First through July 31st is automatically entered to win the EPIC Grand Prize with a chance to have their car PAID OFF…up to $15,000 applied to their auto loan! WOW, you’re a really great friend.

We’ve made it EASY! On the form, provide some quick information about yourself and who you are referring. This is a critical step so we can connect your name with theirs and get everyone paid. As soon as their auto loan has been fully approved and funded, we’ll make sure you get your 100 bucks!


*Rates stated as Annual Percentage Rate. Membership and eligibility required. OAC. Terms and conditions apply.

#2. How it Works

Now that you have submitted your referral, they’ll receive an email from us and our expert team of loan officers will reach out to them. We’ll help them throughout the loan process and get both of you your $100 ASAP! Keep encouraging your referral to finish the application and see this through to the end. Remember, once it’s finished you both get paid!

The loan application can be completed online, at a local branch, or by calling 801-456-7590 (if we haven’t already reached out to them).

Once the application has been completed and the loan has been fully funded that is where the money and the prize opportunity kicks in!

  • You get $100 for referring your friend, mom, co-worker, aunt, neighbor, or whomever else secures qualified lending. You’ll both be paid the week after the loan has been completed.
  • Your friend, mom, co-worker, aunt, neighbor, or whomever else you referred gets 1 entry (per qualified loan) into the Epic Car Payoff sweepstakes and qualifies for a chance to win up to $15,000 toward their auto loan or one of the other great prizes like Visa Gift Cards or Apple AirPods.
  • Everyone walks away happy!

#3. Yeah, but what about…

We know what you’re thinking. These kind of offers usually have some strict limitations but this is different…it’s an EPIC promotion. We want everyone to have a great rate, save money, and earn money.

REFER YOURSELF

Have an auto loan somewhere else? Refer YOURSELF and refinance it with Deseret First for a low monthly payment, $100 referral bonus, and YOU will be entered to win the Epic Car Payoff. Now we’re talkin’.

Same goes for a new loan. If you’re in the market for a new car, refer yourself and get the funding from DFCU. This is a no-brainer!

NO LIMIT

This promotion isn’t just limited to one referral. We’ve opened this up for you to refer as many people as you know. For example:

Pretty much everyone wishes their monthly car payment was lower, so instead of just referring one person and settling on $100 you refer five people and get 500 bucks. You refer 100 people who get loans? You get one hundred hundred bucks (that’s $10,000 for those counting at home). Long story short, it’s a pretty EPIC summer.

Make this your most EPIC summer yet with a little help from Deseret First. We’ve even made a special link for you to SHARE WITH EVERYONE you know on social media, texting, emails, whatever. Share the link and spread the love for even more chances to earn!

Referral and Contest Rules and Disclosures


DFCU Auto Loan Referral Program Rules

Binding Agreement: By participating in the DFCU Auto Loan Referral Program (“Referral Program”), you agree to be bound by these DFCU Auto Loan Referral Program Rules (“Rules”).

Definitions: As used in these Rules, the terms “you” and “your” mean those who participate in the Referral Program by completing the steps described herein and in any other Referral Program Materials. “Referral Program Materials” means the materials or media the DFCU uses to announce and market the Referral Program.

Referral Program Run Time: The Referral Program will be held from June 1, 2019 through July 31, 2019.

Eligibility: Any lawful U.S. resident over the age of eighteen (18). Employees of the DFCU Lending Department, their spouses and children are ineligible. Auto loans must have a minimum loan value of $10,000 to qualify.

Referral Program Requirements: For each person you refer to DFCU for a new auto loan or refinance of an existing auto loan held by another institution with a loan value of at least $10,000, you and the person referred will each receive $100 (“Referral Rewards”). There is no limit to how many referrals you can make during the Referral Program.

You must complete a Referral Form online at www.dfcu.com for each qualifying referral. Loan applications must be completed directly through DFCU and loans must be fully funded in order to be eligible for the Referral Program. Loan applications initiated but not funded before the end of the Referral Program Run Time will be eligible upon loan funding. Loans completed at a dealership are not eligible for the Referral Program. Existing DFCU loans are not eligible for the Referral Program.

Completion of a Referral Form does not guarantee eligibility for Referral Rewards or loan approval. You may self-refer, but DFCU will only pay you one $100 Referral Reward. Membership and eligibility required.

Payment of Rewards: Referral Rewards will be paid each Friday during the Referral Program Run Time. DFCU will deposit $100 to your membership savings account for each qualifying referral. You are responsible for any and all applicable taxes.

Miscellaneous: By participating in the Referral Program you agree to be bound by these Rules. Any violation of these Rules will result in loss of eligibility. You agree to hold DFCU, its directors, officers, employees, attorneys and agents harmless from any liability relating in any way to the Referral Program. Referral rewards are not transferrable and may not be substituted. Cannot be combined with any other offers. Void where prohibited.

DFCU Auto Loan Payoff Contest Rules

Binding Agreement: By participating in this Auto Loan Contest (“Contest”) you acknowledge that you have read and agree to be bound by the these DFCU Auto Loan Payoff Contest Rules (“Contest Rules”).

Definitions: As used in these Contest Rules, the terms “you” and “your” mean those who enter the Contest by completing the steps described in the herein and in any other Contest Materials. “Contest Materials” means the materials or media that DFCU uses to announce and market the Contest.

Contest Run Time: Contest will be held from June 1, 2019 through July 31, 2019.

Prizes: DFCU will award one (1) grand prize of up to $15,000 to be paid toward a DFCU auto loan. DFCU will also award two (2) Apple AirPods and three (3) $100 Visa gift cards.

Eligibility: Any lawful U.S. resident over the age of eighteen (18). DFCU employees, their spouses and children under 18 are ineligible for the Contest. Auto loans must have a minimum loan value of $10,000 to qualify. Limit one (1) prize per person.

Entry: Enter to win by completing a new DFCU auto loan or refinancing an existing loan that is currently with another financial institution. Refinanced DFCU auto loans are not eligible. There are no limits on entries.

Entry by Mail: Entries may also be made without purchase by mailing a 3”x5” card with your name, home address, day and evening phone numbers, and email address to: Deseret First Credit Union, Marketing Department, P.O. Box 45046, Salt Lake City, Utah 84145-0046.

Selection and Announcement of Winners: Winners will be randomly selected at the end of the Contest Run Time. Winners generally be announced and notified within 24 hours of the close of the contest, but DFCU reserves the right to announce and notify the winner up to one week after the close of the contest. Winners will be notified through any means available to DFCU and in DFCU’s sole discretion (e.g. telephone, email, Facebook message, etc.).

Redeeming the Prizes: DFCU will apply the amount of the grand prize to the balance of the winner’s DFCU auto loan. If the loan balance is under $15,000, the prize will be the balance of the loan. Example: If the winner has a total loan balance of $13,000, the grand prize will be $13,000. There is no refund check of $2,000.

All other prizes: Within 24 hours after DFCU has notified or attempted to notify a winner, the winner must contact DFCU to work out the delivery/pickup of his/her prize within a reasonable timeframe. If delivery/pickup does not occur within a reasonable timeframe or the winner does not contact DFCU then DFCU, in its sole discretion, may select another winner and the original winner will forfeit his/her prize. Each winner will be required to provide valid identification to redeem his/her prize.

Odds: The odds of winning are dependent on the number of entries received.

Public Disclosure: WINNERS MAY, IN THE SOLE DISCRETION OF DFCU, BE ANNOUNCED PUBLICLY THROUGH OUTLETS SUCH AS, BUT NOT LIMITED TO, FACEBOOK, YOUTUBE, AND TWITTER OR OTHER MEDIA NOT NECESSARILY RELATED TO SOCIAL MEDIA. AS A CONDITION TO CLAIMING THE PRIZE, EACH WINNER HEREBY AUTHORIZES DFCU TO CONTINUOUSLY USE HIS/HER NAME AND PHOTOGRAPH FREE OF CHARGE AS WELL AS TO PUBLICLY DISCLOSE SUCH INFORMATION AND, IF REQUESTED, AGREES TO SIGN A SEPARATE CONSENT FORM.

Miscellaneous: By participating the Contest you agree to be bound by these rules. Any violation of these rules will result in loss of eligibility. Any attempt by you to improperly influence the selection of a winner will be grounds for your disqualification. You agree to hold DFCU, its directions, officers, employees, attorneys, and agents harmless from any liability relating in any way to this contest or the prize. The prize is not transferable and may not be substituted. Void where prohibited.

By entering this contest, you agree to release Facebook or any other social media outlet of any liability in connection with this contest. Further, you understand that this contest is not sponsored, endorsed, or administered by, nor is it associated with Facebook or any other social media outlet. Lastly, you agree that DFCU may use any information obtained throughout this contest for advertising purposes including, without limitation, by contacting you via email and telephone/cell phone.