Get paid to use your checking account. First Choice Checking has an account option that will fit your needs.

Benefits

  • Choose the reward option that fits your finances.
  • Options for Debit and Credit Card users (see chart below).
  • Free Debit and Credit Card with no annual or maintenance fees.
  • Deposit accounts are federally insured by the NCUA up to $250,000.

Requirements

  • Membership Savings Account.
  • At least 1 payroll or retirement direct deposit transaction posted and cleared within the monthly qualification cycle.
  • E-statement.
  • Valid email address.
  • At least 10 Debit or 10 Credit Card purchases posted and cleared (based on account choice).
For questions or to apply, call 801-456-7000 or 1-800-326-3328, M-F, 9 am-5:30 pm or visit a Deseret First Branch.
 

 
Cash Back 
Interest 
Platinum Rewards 
 Platinum

Card Type

Debit Card  Debit Card  Credit Card*  Credit Card* 

Rewards (Monthly Qualifications must be met to receive rewards for that month)

 10 cents per debit card transaction
over $5 - up to
40 transactions
1% APY**  1% APY**   2% APY**

 
FREE
Checking Account
FREE
Checking Account
FREE
Checking Account 
FREE
Checking Account
 
Free Debit Card 
Free Debit Card   Free Debit Card  Free Debit Card
  No monthly minimum balance required   No monthly minimum balance required No monthly minimum balance required  No monthly minimum balance required 

Additional
Benefits
 

 Free Online
Bill Pay
 Free Online
Bill Pay
Free Online
Bill Pay 
Free Online
Bill Pay 
  Fraud Protection  Fraud Protection  Fraud Protection  Fraud Protection 
    ATM refunds up to $25 per month  ID Theft Protection  ID Theft Protection 
       Receive Points on Platinum Rewards Credit Card Purchases  


Rate is on balances up to $10,000: .10% APY** will
be paid on balances over $10,000.


In order to qualify for rewards on a First Choice Checking Account, all requirements, including required transactions, must be completed and posted to the account within the monthly qualification cycle dates. The monthly qualification cycle dates are as follows and are subject to change without notice.

 2014

 Begin Date

 End Date

January
February
March
April
May
June
July
August
September
October
November
December 
1/1/2014
2/1/2014
3/1/2014
4/1/2014
5/1/2014
6/1/2014
7/1/2014
8/1/2014
8/31/2014
10/1/2014
11/1/2014
11/30/2014
1/31/2014
2/28/2014
3/31/2014
4/30/2014
5/31/2014
6/30/2014
7/31/2014
8/30/2014
9/30/2014
10/31/2014
11/29/2014
12/31/2014


*On Approved Credit. **Rates quoted as Annual Percentage Yield. The APY applies to balances beginning at $.01. Fees could reduce earnings.

visa credit cards that pay you

Deseret First has Visa Credit Card options that put money back in your wallet.
 
Learn More

Improved online banking

You can not only check balances and transfer money easily, but you can also use the enhanced budgeting tools, set savings goals and much more!
 
Learn More

mobile deposit is here!

Use our FREE mobile app to deposit a check into your account, right from your Apple or Android phone! Anytime, Anywhere!
 
Learn More
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