Credit Card Balance Transfer: Stop Paying High Interest—Start Saving Today
Transform your debt burden into manageable payments—transfer balances from high-rate cards with zero fees, lock in rates as low as 8.9% APR, and save hundreds or thousands in interest charges.
Balance Transfer Benefits
Why Pay More When You Could Pay Less?
Every dollar saved on interest is a dollar toward your goals.
No balance transfer fees
Save 3-5% instantly.
No transfer limits
Upon credit approval.
Fixed rates from 8.9% APR
Predictable payments.
No annual fees
Keep more money in your pocket.
Transfer from AMEX, Discover, or any high-rate card.
Simple Transfer Process
Three Easy Steps to Lower Payments
We handle the heavy lifting of consolidation.
Gather your current card info and balances.
Apply online or call 800-326-3328
We pay off your old cards directly.
One new payment, one low rate, zero hassle.
Choose Your Card
Two Great Options for Every Situation
Pick the card that matches your needs.
Visa Platinum at 8.9% APR
Lowest rate for pure savings
Visa Platinum Rewards at 10.9% APR
Earn while you save
Both include
Free balance transfers and no annual fees
30-day grace period
on new purchases
Whether you want rock-bottom rates or rewards too, we have you covered.
Real Savings Examples
See How Much You Could Save
The math makes the decision easy.
$5,000 balance at 22% APR
≈ $92/month interest
Same balance at 8.9% APR
≈ $37/month interest
Monthly savings:
$55 goes to principal instead
Calculate your personal savings with our tools.
Additional Card Benefits
More Than Just Low Rates
Full-featured cards that protect and serve.
Auto rental insurance
included free
Worldwide acceptance
at 25 million merchants
Mobile wallet compatible
for modern convenience
All the features of premium cards without premium costs.
Your High‑Interest Debt Deserves a Better Home
Why let credit card companies profit from your balances? Transfer to DFCU today with zero fees, save hundreds monthly with our low fixed rates, and finally make progress on becoming debt-free. Whether from holiday spending or everyday expenses, we'll help you take control of your financial future.
Become a Member Today
Church members and immediate family members can join the credit union.
