Business Credit Cards: Turn Business Expenses Into Business Advantages
Manage your business spending smarter—no annual fees on any business card, competitive rates at 18% APR or less, Visa® benefits, and the choice between maximum savings or rewards on every purchase.
Three Cards, Zero Complications
Choose Your Card—All Without Fees
Running a business means making smart financial choices every day. Your credit card should make those choices easier, not harder. That's why we offer three straightforward options with transparent pricing and no surprise fees. Whether you prioritize rock-bottom rates, earning rewards, or protections from Visa®, all cards deliver value without the typical corporate card hassles.
Earn up to 2% cash back on all purchases
No annual fees on all cards
Issue multiple employee cards
at no extra cost
25 million merchants
Worldwide accept Visa.
Finally, business cards that work for your business, not against it.
Choose Your Card
All of our cards come with 24/7 support, no annual fees, low interest rates, access to millions of merchants worldwide, and integration with our Online and Mobile Banking apps.
Business Platinum
- Great for small business owners
- Fantastic for bringing over an old balance
- Save money on interest
Business Platinum Rewards
- Best for flexible credit and purchasing
- Hundreds of rewards options available
- Bonus, double, and triple point promotions throughout the year
Business Signature
- Enhanced spending power
- Premium Visa® benefits
- Competitive rate and features for large or
growing businesses
Business Platinum Rewards
Every Purchase Powers Your Bottom Line
Transform necessary expenses into valuable rewards with our Business Platinum Rewards card. Every dollar spent becomes a point earned, turning routine purchases into future savings. Whether buying supplies, paying for services, or covering travel, your spending works twice—once for your business need, once for rewards.
1 point per $1 spent
On all purchases.
Competitive rate plus rewards
Cash back options
Or merchandise rewards.
Bonus point promotions
Throughout the year.
Hundreds of redemption choices
To fit your needs.
Make your money work harder with every swipe.
Business Platinum Card
Maximum Savings for Cost‑Conscious Companies
When every dollar counts, our Business Platinum card offers the lowest interest rate in DFCU’s business credit card lineup without sacrificing the features your business needs. It’s the smart choice for businesses that use credit strategically to manage cash flow and minimize interest costs. Ideal for everyday business purchases, seasonal cash flow, or transferring higher-rate balances from other cards.
Rates as low as 16.85% APR
— among the best available.
Ideal for balance transfers
From higher-rate cards.
Perfect for small businesses
Watching every expense.
Low, predictable costs
Help budget accurately.
24/7 support
When you need assistance.
Save on interest, not on service.
Business Signature
Unlimited 2% Daily Cashback
Running a business comes with enough challenges—your card shouldn’t be one of them. The Business Signature Card keeps things simple with a fixed rate, daily cash back, and built-in protections designed for the way you work and travel.
18.00% APR
— and no annual fee
Daily cash back deposited automatically
into your Business Membership Savings
Visa® Signature Business benefits
to help protect purchases and travel
Added value for business owners
with Visa® SavingsEdge, Visa® Signature Concierge, and Visa® Signature Hotel Collection
Stress-free travel with TSA PreCheck®
which lets you breeze through airport security with shorter lines
Take advantage of our premier credit card offering
Advanced Expense Management
Track, Control, and Integrate Your Spending
Our business cards integrate with your existing financial tools, providing real-time visibility into company spending. Issue cards to key employees while maintaining complete oversight and control through our digital platforms.
QuickBooks integration
For expense tracking and reporting.
Downloadable transaction data
For easy reporting.
Online and mobile access
24/7 from anywhere.
Individual card controls
For each employee.
Real-time alerts
For unusual activity.
Turn expense chaos into organized insights.
Lost Card? No Problem
Instant Solutions When Things Go Wrong
Business doesn’t stop for lost cards—and neither do we. With CardHub, you can instantly freeze a misplaced card, unfreeze it when it’s found, and keep your business moving without waiting on a phone call. Built-in card controls help you stay protected every step of the way.
24/7 toll-free assistance
at 800-326-3328
Instant replacement cards
at any branch
CardHub feature
for immediate card control inside of our banking app
Download the App
Your phone has never felt more like a branch.
Profit From Your Expenses
Stop paying annual fees for the privilege of using your business credit card. With DFCU Business Credit Cards, you can choose the card that fits your business—whether that’s minimizing interest costs or maximizing rewards—all with no annual fee and competitive rates. Discover a smarter way to manage business expenses.
Become a Member Today
Church members and immediate family members can join the credit union.
Approval, rate, and term depend on creditworthiness and financial performance. No annual fees. 1% foreign transaction fee. Cards available for authorized cardholders. Business Services available weekdays 9am-5pm Mountain Time. Membership and eligibility required. View our Visa® Business Credit Card Agreement here.