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Agreements & Disclosures: Navigate the Details with Ease and Clarity

Clear terms and open communication are core to our member-owned mission. Review the key agreements and disclosures that guide your accounts and digital services anytime you need them.

Online Agreements

ACH Transfer Service Agreement

ACH Transfer Service Agreement

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Electronic Funds Transfer and Error Resolution Disclosures

Electronic Funds Transfer and Error Resolution Disclosures

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Mobile and Online Banking Agreement

Mobile and Online Banking Agreement

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EMV 3DS Secure Code One-Time Passcode

EMV 3DS Secure Code One-Time Passcode

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ESign Disclosure and Consent

ESign Disclosure and Consent

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Account & Loan Agreements

Courtesy Pay (Overdraft Program) Disclosure

Courtesy Pay (Overdraft Program) Disclosure

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Fee Schedule

Fee Schedule

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Funds Availability Disclosure

Funds Availability Disclosure

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Membership and Account Agreement

Membership and Account Agreement

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Overdraft Line of Credit Disclosure

Overdraft Line of Credit Disclosure

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Visa Agreement & Disclosures

Auto Rental Collision Damage Waiver

Auto Rental Collision Damage Waiver

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Business Credit Card Agreement

Business Credit Card Agreement

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Cellular Telephone Protection

Cellular Telephone Protection

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CUMONEY Gift Card Terms

CUMONEY Gift Card Terms

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Emergency Evacuation and Transportation/Repatriation of Remains Coverage

Emergency Evacuation and Transportation/Repatriation of Remains Coverage

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Emergency Medical/Dental Coverage

Emergency Medical/Dental Coverage

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Extended Warranty Protection

Extended Warranty Protection

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Hotel Theft Protection

Hotel Theft Protection

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Lost Luggage Reimbursement

Lost Luggage Reimbursement

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Porch Piracy Protection

Porch Piracy Protection

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Travel Accident Insurance Description of Coverage

Travel Accident Insurance Description of Coverage

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Trip Cancelation Disclosure

Trip Cancelation Disclosure

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Trip Delay Reimbursement

Trip Delay Reimbursement

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Visa Business Signature Card Disclosure

Visa Business Signature Card Disclosure

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Visa Consumer Credit Card Agreement and Disclosure

Visa Consumer Credit Card Agreement and Disclosure

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Visa Debit Card Agreement

Visa Debit Card Agreement

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Visa Roadside Dispatch

Visa Roadside Dispatch

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Regulatory Disclosures

Patriot Act (CIP) Disclosure

Patriot Act (CIP) Disclosure

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Truth-in-Savings Disclosure

Truth-in-Savings Disclosure

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Privacy Policy

Privacy Policy

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General Contest Rules

General Contest Rules

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