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Start by defining your goals. Consider where you want to live, the features you’re looking for, what you can afford, and a realistic date for having the money you’ll need. Then apply your knowledge to making this key decision. The Cost of Buying The actual amount you’ll spend to buy a home depends on the […]
Applying for a mortgage is a big endeavor. Most lenders require you to complete a mortgage application—a comprehensive financial statement. The information you provide on your application determines whether you qualify for a loan and how much you can borrow. The key numbers are your regular income, your debts., and the house price. The application […]
A lot goes into buying a home, but one of the biggest hurdles for many is saving enough for a down payment. What is a Down Payment? A down payment is a percentage of the home’s purchase price that you pay upfront. In other words, the down payment is the part of what you pay […]
A mortgage is likely going to be one of the largest loans you’ll take out in your life. It’s essential to understand all that goes into the cost and your responsibility in paying it back. Since monthly payments spread the cost of a mortgage loan over an extended period, it’s easy to forget the total […]
They say there’s no place like home, but does that mean you have to purchase one to get the benefits? Just like everything else, buying a home has its pros and cons. Pros of Buying a Home Fulfilling a Dream There’s a reason buying a home is considered a major part of the American Dream. […]
One of the most tedious parts of home buying is gathering the right documentation, but prepping beforehand makes it that much easier. The documents required for a mortgage application can be categorized by type: Proof of Income/Employment, Proof of Assets, Credit History, and Residential History. These give potential lenders a glimpse into your situation so […]
