A credit score is a number that potential lenders will use to determine whether they should lend you money, how much, and at what interest rate. Your credit score is an actual number between 300 and 850. The higher the number, the better: a score of 730 to 799 is considered very good, though the […]
Using a credit card is easy. But choosing one isn’t always simple. Shopping with a credit card is a snap, but shopping for the card that’s right for you is another matter. Ask yourself these questions: Do you pay your credit card bills in full and on time each month? If not, do you spread […]
What’s GreenPath? GreenPath is a non-profit organization that helps people manage difficult financial situations through counseling, education, and actionable solutions. For nearly 60 years, GreenPath has made increased financial wellness a reality for hundreds of thousands of people. GreenPath offers many services to help people find financial wellness. One of their most powerful services helps […]
Interest plays a role in almost all aspects of personal finance, including savings, investing, credit, and loans. Interest is money that’s added to your starting balance. It can be earned or paid and is typically expressed as a percentage. You earn interest by keeping money in a bank account, purchasing a bond, or making other […]
By properly managing a credit card, you can earn rewards and build your credit score, all while making your regular purchases. Get the Right Card The first step to best using a credit card is to get the right one. That means doing your research. You should consider your spending habits and priorities when it […]
