Business Savings: Grow Your Business Reserves Without Growing Fees
Keep personal and business finances separate while earning more—free business savings with competitive dividends, money market accounts up to 3.85% APY, and zero monthly fees that respect your bottom line.
Business Savings Account
Simple Savings for Every Business Stage
Free to open
With just $5 minimum balance.
No monthly fees
Every dollar works for you.
NCUA insured
Up to $250,000 for security.
Business Money Market
Higher Returns for Higher Balances
As your business grows, so should your earnings. A DFCU Business Money Market account rewards larger balances with tiered rates up to 3.85% APY, offering flexibility without locking your funds away.
It's the perfect middle ground between liquidity and higher yield.
Banking That Works Your Hours
Access Your Money When Business Demands
Business doesn't end at 5 PM—and neither does DFCU. Access your accounts anytime, anywhere with 24/7 online and mobile banking. Deposit checks remotely, transfer funds instantly, or stop by one of 5,000 CO-OP branches when you're on the road.
Need assistance? Our call center is open late on weekdays to help you handle what can't wait until morning.
Your business never sleeps—and neither does your banking.
QuickBooks Integration
Seamless Accounting Connection
Keep your books clean and your time free. DFCU's digital banking integrates directly with QuickBooks Online and Desktop, allowing you to import transactions and categorize them for easier reconciliation.
That means fewer manual entries, faster reporting, and more hours spent on your business—not your bookkeeping.
Smarter tools for streamlined accounting.
Business Account Requirements
Simple Steps to Separate Your Finances
Getting started is fast and easy. To open a DFCU business account, you'll just need your business registration, tax ID (EIN), and photo ID for all signers. A $5 minimum deposit establishes your membership and unlocks access to all DFCU products and services.
Open your business account online or in person with support from our Business Services team.
Business banking built around your business.
Your Business Deserves Banking That Means Business
Whether you’re launching a new business or managing an established company, DFCU Business Savings provides the foundation for long-term financial growth without the burden of unnecessary fees. With competitive rates, seamless QuickBooks integration, and a team that understands business, you’ll have the tools and support to keep your money working as hard as you do.
Become a Member Today
Church members and immediate family members can join the credit union.
APY = Annual Percentage Yield on balances starting at $0.01. Money Market tiers from $2,500 to $1M+. No monthly fees. QuickBooks compatible. Federally insured by NCUA up to $250,000. Business Services available weekdays 9am-5pm. Membership and eligibility required.