Visa Platinum Card: Shopping ‑ At A Great Rate
DFCU's platinum card with power. This card is perfect for those who want some extra time to pay off their purchases. It's also a great card for consolidating debt or transferring a balance, thanks to its low fixed interest rate.
A Low Fixed Rate
Platinum Card Benefits
A simple, low-rate card built to help you pay down balances and big purchases over time.
Fixed rate as low as 8.9%
A low fixed interest rate that won't change on you.
No annual or balance transfer fees
DFCU never charges annual or balance transfer fees.
Mobile Wallet ready
Add your card to Apple Pay, Google Wallet, or Samsung Pay.
Low minimum payment
Keep monthly payments manageable as you pay down your balance.
Benefits and Protections
Built‑in Benefits and Protections
Every Visa Platinum Card comes with the protections and conveniences you expect—at no extra cost.
Competitive rate
The Visa Platinum card has a fixed rate as low as 8.9%.
Coverage from NXG Strategies
DFCU has partnered with NXG Strategies to provide active card holders with identity restoration.
24-hour support
Need help? You'll have access to 24-hour live agent card support.
No annual fee
DFCU does not charge an annual fee on any credit card.
Contactless cards
No more swiping or inserting—tap your card to pay wherever contactless payments are accepted.
Free balance transfer
DFCU never charges balance transfer fees.
Zero liability
Have peace of mind knowing you're not at fault for any unauthorized purchases.
Related Pages
Explore more ways to bank
DFCU CardHub
Control when, where, and how your card is used—all from your mobile device.
Business Credit Cards
Issuing many cards for a small business or just starting out? DFCU has you covered.
Mobile Wallet
Pay faster and more conveniently—connect your cards to Apple Pay, Google Wallet, or Samsung Pay.
Treat Yourself Your Way
Receive bounteous bonuses today. Whether that means cash, a new TV, or a family getaway is up to you.
Become a Member Today
Church members and immediate family members can join the credit union.
APR = Annual Percentage Rate. Rates and terms are effective today and subject to change. Approval and rate depend on creditworthiness. Membership and eligibility required.