RV, Boat and Motorcycle Loans: Adventure Starts With Smart Financing
Whether you're dreaming of the open road, the open water, or the great outdoors, DFCU helps you get there faster. Enjoy competitive rates for motorcycles, RVs, and boats, with flexible terms up to 15 years and a 90-day payment deferment to make your first trip even easier.
Recreational Vehicle Rates
Large Vehicles
AS LOW AS
Small Vehicles
AS LOW AS
Motorcycle & Powersport Loans
Two Wheels or Four, Hit the Trails Today
From motorcycles and ATVs to snow machines and personal watercraft, DFCU makes financing your favorite ride simple. With rates as low as 7.74% APR*, terms up to seven years, you can focus on your next adventure instead. Dealer financing is available at most locations, so you can apply right where you shop.
RV & Travel Trailer Financing
Your Home Away From Home Awaits
Big adventures call for flexible financing. Our RV loans cover everything from fifth wheels to motorhomes, with terms up to 15 years and rates starting at 7.74% APR*. We also offer a 90-day payment deferment, giving you the chance to enjoy your new RV or camper right away before your first payment is due.
Boat & Marine Loans
Set Sail With Confidence
Enjoy life on the water with a loan designed for boats and marine equipment. Fixed rates from 7.74% APR and long repayment terms make even larger purchases manageable. Plus, you'll never face a prepayment penalty—pay off your boat faster whenever you're ready.
Refinancing Options
Lower Payments, Longer Adventures
Already have a recreational loan? DFCU refinancing can help you lower your rate, reduce your monthly payment, or even unlock cash using your vehicle's equity. The process is smooth and simple—we handle the payoff, and you enjoy more financial room for your adventures.
See What Your Loan Could Be
Auto & RV Calculator
Find a car payment to fit your budget with our auto loan calculator!
Estimated payoff date:
10/24/2031
Total interest:
$4,861
Total to be repaid:
$39,861
The information provided in this calculator is an estimate and is for illustrative purposes only. Its accuracy is not guaranteed, and it should not be considered financial, legal, or tax advice. There may be other costs associated with obtaining the loan not included here. Figures shown are hypothetical and may not apply to your situation. This calculator does not pre-qualify you for any loan program. Before making any financial decisions, consult with a qualified financial advisor, accountant, attorney, or other appropriate professional.
Unique DFCU Benefits
Financing That Goes the Extra Mile
When you choose DFCU, you get more than just a loan. Members enjoy benefits like 90-day deferred payments on RVs, no origination fees, an easy online application, and optional GAP coverage for total-loss protection. It's financing designed to make the journey better from the very first mile.
Simple Requirements
Quick Approval for Outdoor Enthusiasts
Most members qualify easily with DFCU membership, credit approval, and proof of insurance before your first ride or trip. Some age or mileage restrictions may apply depending on the vehicle, but our team makes the process straightforward and fast.
It's Time to Break Away From the Ordinary
Whether you dream of cruising the highway on a motorcycle, camping under the stars in a travel trailer, or spending weekends on the lake, DFCU recreational financing makes it possible. We'll help you understand your options, guide you through the application process, and work to get you on the road—or water—as quickly as possible.
Become a Member Today
Church members and immediate family members can join the credit union.
*APR = Annual Percentage Rate. The annual percentage rates (APRs) listed above represent our best available rates. Your individual rate may be higher depending upon your creditworthiness as well as the age, mileage and title status of the vehicle. Offer subject to change. OAC.