Free AD&D Insurance: Protection Your Family Deserves

Life's accidents are unpredictable, but protecting your family doesn't have to be expensive. That's why DFCU provides every eligible member with $2,000 in Accidental Death & Dismemberment coverage at absolutely no cost*. This isn't a trial or promotion—it's our gift to you for being a member, providing immediate financial help when accidents strike.

While $2,000 helps, serious accidents often require more substantial protection. That's why eligible members can add up to $500,000 in additional AD&D coverage at remarkably affordable rates. Starting at just $1-1.50 per month, you can ensure your family has real financial security if the unthinkable happens.

If you choose an Additional Coverage amount, you can add the Cancer Coverage or Cancer Heart Attack & Stroke Coverage to your AD&D insurance. The benefit will be paid in a lump sum after diagnosis which will help pay for out-of-pocket expenses and relieve financial stress while you focus on getting well.

Accidental Death and Dismemberment (AD&D) is not life insurance. This is insurance that only activates when your death is accidental or when you loose a limb, sight, speech, hearing, or thumb and index finger loss of the same hand. It does not cover death due to illness such as heart disease or cancer unless the Cancer or Cancer, Heart Attack & Stroke coverage is selected when purchasing Additional Coverage.

When you have mortgages, young children, or other major financial responsibilities, term life provides affordable protection during your highest-need years. Coverage amounts up to $300,000 ensure your family maintains their lifestyle if you're not there to provide. No medical exams mean coverage can start immediately upon premium payment.

If you need to submit a claim, request policy changes, or need to inquire about coverage options, please contact TruStage directly: