Mechanical Repair Coverage: Drive Assured
Shield yourself from unexpected repair costs—Mechanical Repair Coverage extends protection with deductibles as low as $0, includes 24/7 roadside assistance, and covers repairs at any ASE-certified shop nationwide.
What is Mechanical Repair Coverage (MRC)?
Your car is essential to daily life, but even reliable vehicles face unexpected mechanical failures. When your manufacturer's warranty expires, repair bills can devastate your budget. MRC bridges that gap, covering costly repairs while adding valuable benefits that keep you moving. We offer multiple levels of coverage to satisfy each member's unique needs and budgets, and most vehicle models are eligible, up to 15 model years old and 150,000 miles. With coverage this comprehensive, you'll wonder how you ever drove without it.
More than an extended warranty—it's complete vehicle protection.
Coverage Perks
Whether you need a complete tow or just a little roadside help, MRC will come to your aid.* You can rest assured that when the unexpected happens, you’ve got guaranteed support. Here are just some of the many perks that are included:
Rental car allowance
24/7 Roadside service
Flat tire assistance
Fuel and fluid delivery
Battery jump starting
Lock-out service
Need a repair?
If you already have MRC, then call 800-752-6265 to get pre-authorization for repairs on your vehicle. Please have your agreement number on hand.
Need assistance?
For 24-hour Roadside help, call 1-866-603-5420. To view claims or manage MRC contracts, visit: www.vehiclecareplan.com
Member Benefits
You can add MRC coverage anytime, even if you don’t have a loan on the vehicle! While coverage may not extend to pre-existing conditions, we’re here to help with a free quote and additional information.
Deductibles as low as $0
Nationwide coverage
60-day money back guarantee
Transferable
Works at any ASE certified facility
Direct claim payments
Add the cost of MRC to your loan
Complete coverage means never being stranded.
Don't Let Repair Costs Derail Your Budget
One major repair can cost thousands—more than years of MRC premiums. With comprehensive mechanical coverage, 24/7 roadside assistance, and benefits like rental reimbursement, you're protected from both inconvenience and expense. Get your free quote and discover how affordable peace of mind can be.
Become a Member Today
Church members and immediate family members can join the credit union.
*MRC only covers mechanical repairs, not regular service and maintenance.