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Debt Consolidation: Take Control and Simplify Your Debts

Are you getting lost among crowded due dates? Then borrow smart with a Debt Consolidation Loan. A little room in your budget can create big opportunities. From consolidating and paying down debt, to pursuing the things you love, DFCU is here for you.

How Does a Consolidation Loan Work?

Consolidation loans (also called colligate loans) combines high-interest debts like credit cards, medical bills, or appliances all into one loan. This leaves you with one single monthly payment to worry about. Reasons to consider this as an option could include:

Lower interest rates

Simplier repayment

Fixed payoff date

Let us help you clean up your budget.

Loan Highlights

Why Our Loan Will Bring You Relief

We offer amazing ways to make even your biggest plans a reality, all while cleaning up your budget. By consolidating your debt with a signature loan, we can roll all your other debts into one affordable loan at a great rate that will bring you some relief.

Upfront access

to your full loan amount

No additional costs

on origination or pre-payment fees

Fixed

rates, terms, and payments

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Cost of Debt Calculator

See how fast you can pay off your debt and how much interest you can save.

Total Debt Balance

$8,000

PrincipalInterest (Avalanche)

Min Payment Only

12y

$15,013 interest

Avalanche Method

2y 5m

$2,213 interest

Snowball Method

2y 5m

$2,213 interest

This calculator is provided for educational and informational purposes only and should not be considered financial, legal, tax, or investment advice. Rates, account balances, and transactions will affect actual results. Rates shown are for illustrative purposes only. Before making significant financial decisions, consult with a qualified financial advisor, accountant, attorney, or other appropriate professional.

Background

Borrowing With Synergy—We're on Your Side

There are a lot of loan options out there, but DFCU can offer you personal guidance. We’ll help you start this journey and see you through it.

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