Loan & Identity Protection
Protect What Matters
Life is unpredictable. A job loss, medical emergency, accident, or stolen identity can shake financial stability. Deseret First offers protection plans designed to shield your loans, vehicles, and good name—so you can stay focused on what matters most.
Loan Insurance Requirements
Keep Your Loan in Good Standing
We provide you with the money and you provide insurance. Learn about the requirements for a loan from us or how to submit a claim.
GAP Insurance
Bridge the Gap After an Accident
If your car is stolen or totaled, your insurance settlement could be less than you owe. GAP (Guaranteed Asset Protection) works to clear the difference and will pay an additional $1,000 toward the purchase of a replacement vehicle—so you can move forward without lingering debt.
Mechanical Repair Coverage
Skip the Surprise Repair Bills
Mechanical Repair Coverage acts like an extended warranty, covering costly parts and labor after your factory warranty ends. Choose your mechanic, enjoy roadside assistance, and add resale value with transferable coverage.
LendShield
Relief When Life Throws a Curveball
LendShield cancels full loan balances in the event of death and cancels eligible loan payments during financial hardships like critical illness, injury, family medical leave and unemployment. Enrollment is simple, with no medical exams, and most loan types are eligible.
Identity Theft Protection
Guard Your Good Name, 24/7
Our enhanced NXG Strategies coverage provides comprehensive identity theft research, counseling, remediation, and recovery services. Recovery advocates assist with all types of identity fraud. Active DFCU credit card users are automatically covered!
Free AD&D Insurance
Protection Your Family Deserves
Eligible DFCU members age 18+ can activate complimentary, no-cost AD&D coverage--$2,000 simply for being a member.
Ready to Safeguard Your Stewardship?
Protection products can be added during a loan signing or anytime you're ready. Connect with an expert today and put a safety net around your family, your credit, and your future.
Become a Member Today
Become a Member Today
Church members and immediate family members can join the credit union.
