- Apply and sign 100% online, start to finish
- Fast turnaround time
- Pre-approval available
Low Rates, Flexible Terms
- Competitive interest rates
- Up to 125% financing
- No mileage or vehicle age restrictions
- Options for those with limited credit history
- Membership and eligibility
- Credit approval
To get pre-approved, apply directly with Deseret First online, over the phone, or in a branch. If at the dealer tell them you want your loan with Deseret First. The dealer can help with Deseret First financing on the spot.
For questions or to apply, call 801-456-7000 or 1-800-326-3328, M-F, 9 am-5:30 pm or visit a Deseret First Branch.
The annual percentage rates listed represent our best rates, OAC. Your individual rate may be higher based upon your creditworthiness. Payment Examples: For example, if you qualified for a 5 year loan at 2.69% you would have 60 monthly payments of $17.84 per $1,000.00 borrowed. As another example, if you qualified for a 7 year loan at 3.69% you would have 84 monthly payments of $13.53 per $1,000.00 borrowed.