Share Certificates
Financial goals become fantastic realities
Increased rates = increased savings
Don’t hesitate, do more with your money through higher interest rates! A share certificate lets you save money for a specified amount of time. In return you’ll typically earn a higher interest rate than a regular savings account. Boost your savings today so you’ll be prepared for a better financial future!
- Higher APY options than a regular savings account
- Guaranteed return on investment
- Less risky than stock market options
| Share Certificate Term | Rate | APY | Loyalty Rate | Loyalty APY |
|---|---|---|---|---|
| 3–5 Months | 0.05% | 0.05% | 0.05% | 0.05% |
| 6–11 Months | 0.05% | 0.05% | 0.20% | 0.20% |
| 12–23 Months | 0.10% | 0.10% | 0.30% | 0.30% |
| 24–35 Months | 0.15% | 0.15% | 0.40% | 0.40% |
| 36–47 Months | 0.25% | 0.25% | 0.50% | 0.50% |
| 48–59 Months | 0.35% | 0.35% | 0.60% | 0.60% |
| 60 Months | 0.45% | 0.45% | 0.70% | 0.70% |
Rates quoted as Annual Percentage Yield. The APY applies to balances beginning at $500. Fees could reduce earnings. A penalty may be imposed for early withdrawal. Federally insured by NCUA. Additional products and rates, including Jumbo Certificates, are listed here.
The Modern Money Tree
Above all, our certificates offer you the perfect path towards future goals. So how will you mobilize your money?
College Education
New Car
Home Down Payment
Remodel
Vacation
Wedding
Account Requirements
- Membership and eligibility
- $500 minimum deposit