Term APR
48 Months 2.59%
60 Months 2.69%
72 Months 2.94%
84 Months 3.69%
Term APR
Motor homes, boats, truck campers, travel trailers, fifth wheel trailers AND TERMS UP TO 12 YEARS 3.69%
Motorcycles, ATVs, snowmobiles, personal watercrafts Up to 5 years 3.69%
Term Rate APR
10 Year Fixed-Rate Conventional 3.25% 3.524%
15 Year Fixed-Rate Conventional 3.25% 3.439%
20 Year Fixed-Rate Conventional 4% 4.108%
30 Year Fixed-Rate Conventional 4.25% 4.36%
5 Year Short Term Fixed-Rate 3.250% 3.250%
10 Year Short Term Fixed-Rate 3.500% 3.500%
15 Year Short Term Fixed-Rate 4.250% 4.250%
5 Year Balloon (15 or 30 Year Amoritization) 3.250% 3.250%
5 Year 2nd Mortgage 4.500% 4.500%
10 Year 2nd Mortgage 4.750% 4.750%
HELOC (10 Year Draw) Prime(3.25%) +0 Prime(3.25%) +0
Construction Loan Call for Rate
Lot Loan 5.75% 6.124%
APR
Visa Platinum Credit Card 8.9%
Visa Platinum Rewards Credit Card 10.9%
Visa Platinum Business Credit Card Prime +3%
Visa Platinum Business Rewards Credit Card Prime +3%
Term APR
24 Month Fixed Rate 7.65%
36 Month Fixed Rate 7.90%
48 Month Fixed Rate 8.90%
60 Month Fixed Rate 9.90%
RATE APY

Membership Savings 0.10% 0.10%    
Special Savings 0.10% 0.10%    
IRA Savings 0.20% 0.20%    

$0-10,000 $10,000+

RATE APY RATE APY
Non Qualifying/Regular 0.00 0.00 0.00 0.00
Interest Account 0.995 1.00% 0.10% 0.10%
Platinum Rewards Account 0.995 1.00% 0.10% 0.10%
Platinum Account 1.982 2.00% 0.10% 0.10%

Minimum monthly requirements must be met to receive the above listed rates.

Regular

$500 Minimum


Standard Rates Loyalty Rates
Maturity RATE APY RATE APY
3-5 Months 0.15% 0.15% 0.15% 0.15%
6-11 Months 0.20% 0.20% 0.20% 0.20%
12-23 Months 0.399 0.40% 0.399 0.40%
24-35 Months 0.499 0.50% 0.499 0.50%
36-47 Months 0.846 0.85% 0.846 0.85%
48-59 Months 1.094 1.10% 1.094 1.10%
60 Months 1.833 1.85 1.833 1.85

Jumbo

$75,000 Minimum

Standard Rates Loyalty Rates
Maturity RATE APY RATE APY
3-5 Months 0 0 0 0
6-11 Months 0.20% 0.20% 0.20% 0.20%
12-23 Months 0.399 0.40% 0.399 0.40%
24-35 Months 0.499 0.50% 0.499 0.50%
36-47 Months 0.846 0.85% 0.846 0.85%
48-59 Months 1.094 1.10% 1.094 1.10%
60 Months 1.833 1.85 1.833 1.85

Regular

$500 Minimum

Standard Rates Loyalty Rates
Maturity RATE APY RATE APY
3-5 Months 0.15% 0.15% 0.15% 0.15%
6-11 Months 0.25% 0.25% 0.25% 0.25%
12-23 Months 0.45% 0.45% 0.45% 0.45%
24-35 Months 0.50% 0.50% 0.50% 0.50%
36-47 Months 0.90% 0.90% 0.90% 0.90%
48-59 Months 1.14% 1.15% 1.14% 1.15%
60 Months 1.83% 1.85% 1.83% 1.85%

Jumbo

$75,000 Minimum

Standard Rates Loyalty Rates
Maturity RATE APY RATE APY
3-5 Months N/A N/A N/A N/A
6-11 Months 0.25% 0.25% 0.25% 0.25%
12-23 Months 0.45% 0.45% 0.45% 0.45%
24-35 Months 0.50% 0.50% 0.50% 0.50%
36-47 Months 0.90% 0.90% 0.90% 0.90%
48-59 Months 1.14% 1.15% 1.14% 1.15%
60 Months 1.83% 1.85% 1.83% 1.85%

Regular MM


Standard Rates Loyalty Rates

RATE APY RATE APY
$0 - $2,499 0.05% 0.05% 0.05% 0.05%
$2,500 - $19,999 0.15% 0.15% 0.15% 0.15%
$20,000 - $99,999 0.25% 0.25% 0.25% 0.25%
$100,000 + 0.30% 0.30% 0.30% 0.30%

Jumbo MM


Standard Rates Loyalty Rates

RATE APY RATE APY
$0 - $99,999 0.15% 0.15% 0.15% 0.15%
$100,000 - $249,999 0.35% 0.35% 0.35% 0.35%
$250,000 - $499,999 0.35% 0.35% 0.35% 0.35%
$500,000 - $999,999 0.35% 0.35% 0.35% 0.35%
$1,000,000 + 0.35% 0.35% 0.35% 0.35%

RATE APY
$0 - $999 0.00 0.00
$1,000 - $19,999 0.00 0.00
$20,000 - $49,999 0.00 0.00
$50,000 - $99,999 0.20 0.20
$100,000 + 0.45 0.45

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