Term APR
48 Months 2.59%
60 Months 2.69%
72 Months 2.94%
84 Months 3.69%
Term APR
Motor homes, boats, truck campers, travel trailers, fifth wheel trailers AND TERMS UP TO 12 YEARS 3.69%
Motorcycles, ATVs, snowmobiles, personal watercrafts Up to 5 years 3.69%
Term Rate APR
10 Year Fixed-Rate Conventional 2.875% 3.147%
15 Year Fixed-Rate Conventional 3.125% 3.313%
20 Year Fixed-Rate Conventional 3.875% 4.025%
30 Year Fixed-Rate Conventional 4.125% 4.234%
5 Year Short Term Fixed-Rate 3.25% 3.25%
10 Year Short Term Fixed-Rate 3.50% 3.50%
15 Year Short Term Fixed-Rate 4.25% 4.25%
6 Year Balloon (15 or 30 Year Amoritization) 3.25% 3.25%
5 Year 2nd Mortgage
10 Year 2nd Mortgage
HELOC (10 Year Draw) 3.25% 3.25%
Construction Loan
Lot Loan
APR
Visa Platinum Credit Card 8.9%
Visa Platinum Rewards Credit Card 10.9%
Visa Platinum Business Credit Card Prime +3%
Visa Platinum Business Rewards Credit Card Prime +3%
Term APR
24 Month Fixed Rate 7.80%
36 Month Fixed Rate 7.90%
48 Month Fixed Rate 8.90%
60 Month Fixed Rate 9.90%
RATE APY

Membership Savings 0.10% 0.10%    
Special Savings 0.10% 0.10%    
IRA Savings 0.20% 0.20%    

$0-10,000 $10,000+

RATE APY RATE APY
Non Qualifying/Regular 0.00% 0.005 0.005 0.00%
Interest Account 0.995% 1.00% 0.10% 0.10%
Platinum Rewards Account 0.995% 1.00% 0.10% 0.10%
Platinum Account 1.9825 2.00% 0.10% 0.10%

Minimum monthly requirements must be met to receive the above listed rates.

Regular

$500 Minimum


Standard Rates Loyalty Rates
Maturity RATE APY RATE APY
3-5 Months 0.15% 0.15% 0.15% 0.15%
6-11 Months 0.25% 0.25% 0.25% 0.25%
12-23 Months 0.45% 0.45% 0.45% 0.45%
24-35 Months 0.70% 0.70% 0.70% 0.70%
36-47 Months 0.95% 0.95% 0.95% 0.95%
48-59 Months 1.24% 1.25% 1.24% 1.25%
60 Months 1.98% 2.00% 1.98% 2.00%

Jumbo

$75,000 Minimum

Standard Rates Loyalty Rates
Maturity RATE APY RATE APY
3-5 Months N/A N/A N/A N/A
6-11 Months 0.25% 0.25% 0.25% 0.25%
12-23 Months 0.45% 0.45% 0.45% 0.45%
24-35 Months 0.70% 0.70% 0.70% 0.70%
36-47 Months 0.95% 0.95% 0.95% 0.95%
48-59 Months 1.24% 1.25% 1.24% 1.25%
60 Months 1.98% 2.00% 1.98% 2.00%

Regular

$500 Minimum

Standard Rates Loyalty Rates
Maturity RATE APY RATE APY
3-5 Months 0.15% 0.15% 0.15% 0.15%
6-11 Months 0.25% 0.25% 0.25% 0.25%
12-23 Months 0.45% 0.45% 0.45% 0.45%
24-35 Months 0.70% 0.70% 0.70% 0.70%
36-47 Months 0.95% 0.95% 0.95% 0.95%
48-59 Months 1.24% 1.25% 1.24% 1.25%
60 Months 1.98% 2.00% 1.98% 2.00%

Jumbo

$75,000 Minimum

Standard Rates Loyalty Rates
Maturity RATE APY RATE APY
3-5 Months N/A N/A N/A N/A
6-11 Months 0.25% 0.25% 0.25% 0.25%
12-23 Months 0.45% 0.45% 0.45% 0.45%
24-35 Months 0.70% 0.70% 0.70% 0.70%
36-47 Months 0.95% 0.95% 0.95% 0.95%
48-59 Months 1.24% 1.25% 1.24% 1.25%
60 Months 1.98% 2.00% 1.98% 2.00%

Regular MM


Standard Rates Loyalty Rates

RATE APY RATE APY
$0 - $2,499 0.05% 0.05% 0.05% 0.05%
$2,500 - $19,999 0.15% 0.15% 0.15% 0.15%
$20,000 - $99,999 0.25% 0.25% 0.25% 0.25%
$100,000 + 0.30% 0.30% 0.30% 0.30%

Jumbo MM


Standard Rates Loyalty Rates

RATE APY RATE APY
$0 - $99,999 0.15% 0.15% 0.15% 0.15%
$100,000 - $249,999 0.35% 0.35% 0.35% 0.35%
$250,000 - $499,999 0.35% 0.35% 0.35% 0.35%
$500,000 - $999,999 0.35% 0.35% 0.35% 0.35%
$1,000,000 + 0.35% 0.35% 0.35% 0.35%

RATE APY
$0 - $999 0.00% 0.00%
$1,000 - $19,999 0.00% 0.00%
$20,000 - $49,999 0.00% 0.00%
$50,000 - $99,999 0.12% 0.12%
$100,000 + 0.37% 0.37%

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