Business Credit Cards


Secure cards for your company

Profit from your expenses

It takes a lot of work to get your business off the ground, with even more hoops to jump through along the journey. But getting a company card shouldn’t be one of those complications. That’s why Deseret First offers two credit card options. Both with no setup, activation, or annual fees! Thus saving your company money in the long term.
Business Credit Card Rates
Card TypeAPR
Platinum BusinessAs low as 12.9%
Platinum Business RewardsAs low as 14.9%
The annual percentage rates (APRs) listed here represent our best available rates. Your individual rate may be higher depending upon your creditworthiness. Membership and eligibility required. Offer subject to change. Additional products and rates are listed here.

Both card options include these benefits:


No annual Fees

No annual fees

Low Interest

Low interest

Fraud Protection

Free 24-hour fraud protection

Visa ATMs accepted

Access to 25 million merchants worldwide

Courtesy Auto Rental Insurance

Courtesy auto rental insurance

Online & Mobile Access

Online & mobile banking access

Side-by-side Card Comparison


two women in suit jackets, out for a business lunch

Business Platinum

The Business Platinum credit card is perfect for those everyday business expenses. And as one of the lowest interest rates, it’s the most budget friendly card in the industry.
  • great option for small business owners
  • fantastic choice for bringing over an old balance
  • save money on interest
  • 24/7 card support
businessman in a suit at the airport, airplane flying away in the distance

Business Platinum Rewards

Get more for your money with a business credit card from Deseret First. You can earn reward points for every dollar that your business spends. Our Business Platinum Rewards VISA comes packed with rewarding features. Yes, even including cash back!
  • $1 spent = 1 point
  • hundreds of rewards options available
  • bonus, double, and triple point reward promotions offered throughout the year
  • 24/7 card support
businessman with a watch on his wrist, checking his smartphone; laptop in the background

Track Your Spending

You expect accessibility for your money. With DFCU’s online & mobile banking, you’ll get it. For example, check your spending whenever and wherever you want. So whether you need to issue many cards, or want easy-to-use banking tools, we have you covered. Further you’ll be able to download account details, link to Quickbooks, and view accounts 24/7.
About Online Banking

Card Requirements


To receive a credit card with DFCU, business owners must:

Cards include a 1% foreign transaction fee. Cash advance fee 1.5% of transaction may apply. View the full VISA Credit Card Agreements here. For questions, please contact Business Services: call 801-456-7060 or 800-326-3328 ext:7060. Available weekdays: 8am–7pm. Additionally, you may visit any Deseret First Branch.
CardHub app icon shown with 2 iPhone mockups of CardHub screenshots; one screen shows the CardHub login, the other previews a card's details

Lost or stolen card?

If you ever lose your VISA card, we are ready to assist you 24/7. Call us toll free at 800-326-3328. When you get to the automated menu, select the number that leads you to talk to a card specialist. You can also use the number above to request a new card and we will send you a replacement free of charge. Additionally, if you need a new card quicker, stop by a branch! They can instantly issue a replacement for you. If for some reason, you’re unable to call us, you can also use the CardHub app. With this mobile app, available on both Apple and Android, you can turn individual cards off and on as needed.
CardHub Details

Grow your business faster with Deseret First

Give your business a firm foundation with Deseret First Credit Union!

801-456-7060