Money Market
Ultimate flexible savings
Truly Usable Funds
Higher yields and you can still access your money? That’s right! Funds can be deposited or withdrawn at any time with a Money Market account, so you can have the flexibility to do more with your money. If your regular savings account is starting to feel stagnant, a Money Market may be the next step you need to have your money work for you.
- Higher balance = Higher rates
- Unlimited deposits
- No term restrictions
- No minimum balance
- Unlimited Withdrawals, access your funds at any time
| Savings Balance | Rate | APY | Loyalty Rate | Loyalty APY |
|---|---|---|---|---|
| $0–$2,499 | 0.25% | 0.25% | 0.25% | 0.25% |
| $2,500–$19,999 | 1.29% | 1.30% | 1.29% | 1.30% |
| $20,000–$99,999 | 2.23% | 2.25% | 2.23% | 2.25% |
| $100,000-$249,999 | 2.96% | 3.00% | 2.96% | 3.00% |
| $250,000-$499,999 | 3.78% | 3.85% | 3.78% | 3.85% |
| $500,000-$999,999 | 3.93% | 4.00% | 3.93% | 4.00% |
| $1,000,000+ | 4.17% | 4.25% | 4.17% | 4.25% |
Rates quoted as Annual Percentage Yield. Fees could reduce earnings. Federally insured by NCUA up to $250,000. Additional products and rates, including Jumbo Money Market Accounts, are listed here.
Account Requirements
- Membership and Eligibility
- Initial deposit of $2,500
Apply online today! For questions or to apply directly with a representative, call 801-456-7000 or 800-326-3328. Available weekdays: 8am–7pm, Sat: 9am–2pm. Additionally, you may visit any Deseret First Branch.