Fraud Alert

The financial industry is experiencing a significant increase in fraudulent activities and scamming attempts to access personal account information. DFCU will never contact you asking for your PIN, Password, or other account credentials. If you have any questions about your account, contact DFCU at 800-326-3328. To learn more about protecting yourself from fraud, click here

Youth Cents Savings


Financial Fundamentals for Youth

Savings accounts for kids and teens

Learning how to manage your finances is one of the most imperative skills to help build a stable future. The Youth Cents savings account can help your child develop good financial habits like setting goals, spending in moderation, budgeting, and more!

  • DFCU will match 10% on your initial deposit (maximum of $10).
  • Free cash withdrawals at CO-OP or DFCU ATMs (debit or ATM card required).
  • Automatically converts to Membership Savings at age 18.
  • Federally insured by the NCUA up to $250,000.
Open your savings
teenage girl blowing bubbles
siblings playing together with playground in the background

Account Requirements

  • Parent or guardian must be a joint-owner on the account.
  • Child must be under age 18 and eligible for membership.
  • Initial deposit & minimum balance: $5.00.
  • ID verification — children under 16 must have one of the following: social security card, birth certificate, or student ID.
Start Application

Apply online today! For questions or to apply directly with a representative, call 801-456-7000 or 800-326-3328. Available weekdays: 8am-7pm, Sat: 9am-2pm. Additionally, you may visit any Deseret First Branch.

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