The financial industry is experiencing a significant increase in fraudulent activities and scamming attempts to access personal account information.
DFCU will never contact you asking for your PIN, Password, or other account credentials.
If you have any questions about your account, contact DFCU at 800-326-3328. Click here to learn more about protecting yourself from fraud.
By accessing this link you are leaving the Deseret First Credit Union website. Therefore, you head toward a site not owned by DFCU. We arrange this link as a convenience only. DFCU often partners with third-party affiliates so we can offer incredible member service. Yet DFCU does not provide, nor is liable for, the products, service, or content available at this site. Furthermore, you should consult the privacy disclosures there for more information. The external site will open in a new tab/window for your convenience and easy access back to DFCU.
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Stress-free retirement planning
Offering both Roth & Traditional IRAs
What are you dreaming about? Touring the coasts, serving a mission, visiting grandchildren around the country, or watching your favorite show… No matter your choice, we want to help you build a worry-free future. An IRA can help you get there.
An Individual Retirement Account is a specialized product used to save for retirement. Additionally, they may have higher return rates compared to a typical savings account. So you can look to DFCU for all your retirement needs!
Contributions to a Traditional IRA may be fully or partially tax deductible*. Your deductible contributions and account earnings are not taxed until you make withdrawals in your retirement*.
Roth IRAs are similar to Traditional IRAs, but contributions are not tax deductible. Because you pay taxes on the money you put into a Roth IRA, you do not pay taxes when it’s time to withdraw at retirement age*. Earnings on your Roth IRA may also be tax free*.
In order to open an IRA you will need to come into a branch or give us a call!
At Deseret First, we do our part to take your money further.
Flexible Savings or Share Certificate
Annual, monthly or bi-weekly contributions
Federally insured by the NCUA**
Easier access through DFCU
Rates quoted as Annual Percentage Yield. The APY applies to balances beginning at $0.01. Federally insured by NCUA. Early withdrawal penalties may apply.
*Consult your tax advisor. **Deposit accounts are federally insured by the NCUA up to $250,000.
“I have been a member of Deseret First Credit Union for over 20 years. Never once during that time have I considered changing to another financial institution. I have utilized many services offered by DFCU… Representatives of DFCU have even contacted me when a new rate or product would be to my benefit – now, that is going above and beyond!”
— Jamie Glenn
“We opened savings accounts for each of our six children when they were little… When they entered the university they expanded those services to checking accounts and car loans. So I can say we have our whole family with DFCU, a tradition we hope to pass on for future grandchildren. Thanks DFCU for your faithful service all these many years.”
— Guillermo & Mary Antivilo
“What I have found with Deseret First Credit Union is honest employees who have been fair with me and my requests. They have been helpful in finding the BEST solution for my needs, not just for their gain. I appreciate that I have say in who represents me on the board. I encourage the credit union to govern with true principles as they run the business. Thank you for being a place that I have confidence in.”