VISA Credit Cards
Platinum credit cards with benefits
Fixed-rate Credit Cards
At Deseret First, we are proud to offer our members the freedom to
choose. That includes the type of credit card you use. We currently
offer 2 options, VISA Platinum and VISA Platinum Rewards. Both options
are perfect for making everyday purchases! Utilize our fixed-rate
cards in the current rising interest rate environment and experience
the DFCU difference. You can even transfer a balance from a
high-interest credit card to a DFCU card.
Apply for a card
Apply for a card
| Card Type | Fixed APR |
|---|---|
| Visa Platinum | As low as 8.9% |
| Visa Platinum Rewards | As low as 10.9% |
The annual percentage rates (APRs) listed here represent our best
available rates. Your individual rate may be higher depending upon
your creditworthiness. Membership and eligibility required. Offer
subject to change.
Additional products and rates are listed here.
VISA Platinum
- one of the lowest rates in the industry
- fixed-rate for as long as you have the card
- perfect choice for bringing over an old balance
- save money on interest
- 24/7 card support and help
VISA Platinum Rewards
The DFCU rewards card is everything from the Platinum Card and then some! In fact, we recently revamped our rewards program to be even better. Including:- $1 spent = 1 point
- 24/7 card support and help
- hundreds of rewards options available
- you can even donate your points to the Deseret First Charitable Foundation
- bonus points at select local and national merchants through ShopSPOT
Both card options include these benefits:
No annual fees
No balance transfer fee
Free 24-hour fraud protection
Access to 25 million merchants worldwide
See how other DFCU Members have used their reward points!
I went to Chile in South America to visit my grandchildren. We
also went to the beach on the Pacific Ocean.
— James P.
We used the rewards to go on a study abroad to Uganda. In this
picture, we were rafting down the Nile River.
— Alexander L.
We used our rewards to help fund our Disneyland trip earlier
this year. We were celebrating my 3-year-old daughter...
[finishing] the hardest part of her cancer treatment. [It was]
an absolute blast!
— April S.
I recently went to The Grand Canyon for the first time, and I
was able to use rewards to stay at a campsite on the South Rim.
— Layton A.
Card Requirements
To receive a credit card with DFCU, you must:
- be a member
- fulfill the eligibility requirements
- have approved credit
Lost or stolen card?
If you ever lose your VISA card, we are ready to assist you 24/7. Call
us toll free at 800-326-3328. When you
get to the automated menu, select the number that leads you to talk to
a card specialist. You can also use the number above to request a new
card and we will send you a replacement free of charge. Additionally,
if you need a new card quicker,
stop by a branch! They can
instantly issue a replacement for you. If for some reason, you're
unable to call us, you can also use the CardHub app. With this mobile
app, available on both Apple and Android, you can turn individual
cards off and on as needed.
CardHub Details
CardHub Details