Information and Alerts

Debt Consolidation Loans


Simplify your debts

Take control of your debt

Are you getting lost among crowded due dates? Then borrow smart with a Deseret First Debt Consolidation Loan! Accordingly, a little room in your budget can create big opportunities. From consolidating and paying down debt, to pursuing the things you love, DFCU is here for you through consolidation.

We offer amazing ways to make even your biggest plans a reality, all while cleaning up your budget. By consolidating your debt with a signature loan, we can roll all your other debts into one affordable loan at a great rate that will bring you some relief. Check out our signature rates here.

How consolidation works:

  • Combine debts from credit cards, medical bills, etc
  • Transfer balances into one low payment
Apply Now
family enjoying their dinner together at home

Special Loan Highlights


Access to your Full Loan Amount
Upfront access to your full loan amount.
No Pre-Payment Fees
No origination or pre-payment fees.
Term Lengths
Fixed rates, terms, & payments.

Free Financial Analysis!

Schedule to visit with a loan officer in regards to your particular situation.

Free Financial Analysis

Loan Requirements


smiling couple looking over their finances together

To qualify, you’ll need:

Apply online today! For questions or to apply directly with a representative, call 801-456-7590 or 800-326-3328. Available weekdays: 8am-6pm, Sat: 9am-2pm. Additionally, you may visit any Deseret First Branch.
Start Application

Borrowing with synergy—
we’re on your side.

Start Application