Debt Consolidation Loans


Simplify your debts

Diagram of consolidating things into one DFCU Payment

Let us help Pay off your debt!

  • Consolidate your debt with a loan from DFCU
  • Combine debts from credit cards, medical bills, loans, etc.
  • Have one easy payment
  • Transfer balances into one low, fixed monthly payment
We understand between the holidays, monthly bills, emergencies, etc. debt can pile up quickly and leave you feeling burdened by multiple sources. We want to help lift that burden by combining those debts into one low payment. You’ll get a fixed rate*, term, and payment that leaves you feeling in control. Don’t hesitate, make your life a little easier and save money today.
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Limited Time Offer


*Rate stated as Annual Percentage Rate. Membership and eligibility required. OAC. Terms and conditions apply.

Take control of your debt

Are you getting lost among crowded due dates? Then borrow smart with a Deseret First Debt Consolidation Loan! Accordingly, a little room in your budget can create big opportunities. From consolidating and paying down debt, to pursuing the things you love, DFCU is here for you through consolidation. We offer amazing ways to make even your biggest plans a reality, all while cleaning up your budget.

How consolidation works:

  • Combine debts from credit cards, medical bills, etc
  • Transfer balances into one low payment
Start the clean up
family enjoying their dinner together at home

Special Loan Highlights


Access to your Full Loan Amount
Upfront access to your full loan amount.
No Pre-Payment Fees
No origination or pre-payment fees.
Term Lengths
Fixed rates, terms, & payments.

Free Financial Analysis!

Schedule to visit with a loan officer in regards to your particular situation.

Free Financial Analysis

Loan Requirements


smiling couple looking over their finances together

To qualify, you’ll need:

Apply online today! For questions or to apply directly with a representative, call 801-923-6176 or 800-326-3328. Available weekdays: 8am-7pm, Sat: 9am-2pm. Additionally, you may visit any Deseret First Branch.
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Borrowing with synergy— we’re on your side.

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