Business Loans


Lending for sustainable growth

Commercial & Small Business Loans

Thinking about a Commercial Loan? You’re in the right place! We work with a large variety of industries. So whether your company is well established or just taking off, we’re here to support you. With so many options available, let Deseret First help find the right business loan for you.

Know Security

Credit Cards

Know Security
Cover Your Bases
businessman at lunch with a credit card and smartphone in his hands

Overdraft

Cover Your Bases
Solidify Your Market
Store front of new small business buildings

Real Estate

Solidify Your Market
Get Moving
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Vehicle Loans

Get Moving
Start Investing
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Investment Properties

Start Investing

Working with the DFCU Business Team


Low Interest

Low Payments & Rates

DFCU offers competitive interest rates and low down payments. As a result, you maximize your return, keeping more money in your own pocket.

Retailers

SBA Approved Lender

As an SBA approved lender, DFCU offers flexible terms and a variety of lending options. SBA loans offer greater approval rates and low-interest rates. Most importantly, helping your business grow.

More Cash

No Prepayment Penalty

We understand wanting to minimize your debt. Likewise, the peace of mind that comes with it can be priceless. That’s why borrowing from DFCU means never having a prepayment penalty.

Meet DFCU’s Business Team


Deseret First has been improving business relations for over 60 years. So we are proud to develop personal relationships with businesses throughout our communities. We love to see small businesses succeed! That’s why we offer accounts with no fees. Finally giving you a financial institution you can trust to work for you.

For questions or to apply, call 801-456-7060 or 800-326-3328 ext: 7060. Available weekdays: 8:30am–5:30pm. Additionally, you may request a meeting at any branch.

photo of Brady Smith

Brady Smith

Vice President, Business Services

Brady has worked for Deseret First for 15+ years. Brady has been involved in Business Lending for 10+ years. Consequentially helping hundreds of businesses with their financial needs. Brady specializes in structuring loan financing for businesses. As a result, you’ll get a loan that is most favorable for your business. Furthermore, he works with various companies to achieve real estate and construction financing. Brady received a BA in Finance and an MBA from the University of Utah. He served for 8 years as a member of the Navy Reserve.

photo of Eric Dryer

Eric Dryer

Business Relationship Officer

Eric has 15+ years of business banking experience. He worked for a local bank for over 10 years before joining Deseret First in 2013. He enjoys partnering with business owners while helping them achieve their financial goals. Eric earned a BA in Finance from the University of Utah.

photo of Randy Farnsworth

Randy Farnsworth

Business Relationship Officer

Randy has over 20+ years of banking experience. He spent much of that time in branch management, including at Deseret First Credit Union, where he helped both consumer and business members save time and money with his expertise. He specializes in all aspects of commercial lending as well as assisting business members with their individual needs. He received his bachelor’s degree in Behavioral Science with an emphasis in Psychology from Utah Valley University.

photo of Ryley Broadhead

Ryley Broadhead

Business Loan Servicing Manager

Ryley has been with the Business Services Team at Deseret First for 5+ years. Throughout this time, he has worked with small business owners in a variety of industries. Ryley specializes in accounts, merchant services, auto & equipment loans, and lines of credit. As a fluent Spanish-speaker, he works with those who use Spanish as their primary language. He received his bachelor’s degree in Business Management from Brigham Young University.

photo of Julia Day

Julia Day

Business Loan Analyst

Julia has worked for Deseret First since 2018 and joined the Business Services Team in 2020. She specializes in accounts, credit cards, lines of credit, and assisting business members in day-to-day banking operations. Julia received a bachelor’s degree in Mathematics with a Statistics emphasis from the University of Utah.

Grow your business faster with Deseret First

As the Business Services team, our goal is to make the financial side of your business as easy as possible. Thus allowing you to focus on your own customers’ needs.

801-456-7060