Business Loans


Lending for sustainable growth

Corporate & Small Business Loans

Thinking about a Commercial Loan? You’re in the right place! We work with a large variety of industries. So whether your company is well established or just taking off, we’re here to support you. With so many options available, let Deseret First help find the right business loan for you.

Know Security
close up of a set of business credit cards laid out on a desk

Credit Cards

Know Security
Cover Your Bases
businessman at lunch with a credit card and smartphone in his hands

Overdraft

Cover Your Bases
Solidify Your Market
exterior photo of a commercial building at dusk

Real Estate

Solidify Your Market
Get Moving
close up of a speedometer on a car's dashboard

Vehicle Loans

Get Moving
Start Investing
exterior photo of a 4 story apartment building

Investment Properties

Start Investing

Working with the DFCU Business Team


credit card icon with a percentage symbol

Low Payments & Rates

DFCU offers competitive interest rates and low down payments. As a result, you maximize your return, keeping more money in your own pocket.

corporate office buildings icon

SBA Approved Lender

As an SBA approved lender, DFCU offers flexible terms and a variety of lending options. SBA loans offer greater approval rates and low-interest rates. Most importantly, helping your business grow.

icon of money poking out of a wallet

No Prepayment Penalty

We understand wanting to minimize your debt. Likewise, the peace of mind that comes with it can be priceless. That’s why borrowing from DFCU means never having a prepayment penalty.

Meet DFCU’s Business Team


Deseret First has been improving business relations for over 60 years. So we are proud to develop personal relationships with businesses throughout our communities. Our goal is to tailor a loan for your company’s situation. Because we want to see your business succeed! That’s why we won’t put you in a loan that won’t work for you. Finally giving you a financial institution you can trust to work for you.

For questions or to apply, call 801-456-7060 or 800-326-3328 ext: 7060. Available weekdays: 8am–7pm. Additionally, you may request a meeting at any branch.

photo of Brady Smith

Brady Smith

AVP Business Services

Brady has worked for Deseret First for 14 years. Brady has been involved in Business Lending for 10+ years. Consequentially helping hundreds of businesses with their financial needs. Brady specializes in structuring loan financing for businesses. As a result, you’ll get a loan that is most favorable for your business. Furthermore, he works with various companies to achieve real estate and construction financing. Brady received a BA in Finance and an MBA from the University of Utah. He served for 8 years as a member of the Navy Reserve.

photo of Eric Dryer

Eric Dryer

Business Relationship Officer

Eric has 16+ years of business banking experience. He worked for a local bank for over 10 years before joining Deseret First in 2013. He enjoys partnering with business owners while helping them achieve their financial goals. Eric earned a BA in Finance from the University of Utah.

photo of Ryley Broadhead

Ryley Broadhead

Business Loan Analyst

Ryley has been with the Business Services Team at Deseret First for two years. Throughout this time, he has worked with small business owners in a variety of industries. Ryley specializes in accounts, merchant services, auto & equipment loans, and lines of credit. As a fluent Spanish-speaker, he works with those who use Spanish as their primary language. He received his bachelor’s degree in Business Management from Brigham Young University.

Grow your business faster with Deseret First

As the Business Services team, our goal is to make the financial side of your business as easy as possible. Thus allowing you to focus on your own customers’ needs.

801-456-7060