Refinancing Your Home
Update your mortgage payments
Out with the old — in with the new
When you refinance, you’re essentially trading your current home loan for a better one. This could be helpful if you’ve raised your credit score or if you want to switch a variable rate for a fixed rate. It may be hard to know if refinancing is the right option for you. That’s why Deseret First is here to help! Our goal isn’t to sell you something you don’t need. In fact, we want to empower you with knowledge and options.Start Refinance
Home Refinance Options
You will need to clarify to yourself what your goal is for refinancing. Do you want to lower your monthly payment or interest rate? Or shorten your loan term? Once you know what you’re after, it will be easier to decide which type of refinance you’ll need.
Do you currently have a VA or FHA-insured loan? We offer specialized options for these loans. Specifically, we can work together to help lower your monthly payment or terms.
You may qualify for the streamlined process if you:
- currently have an FHA or VA loan
- are up to date on your mortgage payments
Apply online today! For questions or to apply with a representative, call 801-456-7070 or 800-326-3328 ext.7070. Available weekdays: 8am–7pm, Sat: 9am–2pm. Additionally, you may visit any Deseret First Branch. Membership and eligibility required. Terms and conditions apply.