Auto loans
No payments for 90 DAYS †
Drive now and pay later with our Fall Auto Loan special. Apply now and enjoy your new car without any payments until 2025!
†Membership and eligibility required. Terms and conditions apply.
Dream It. Drive It.
Everyone has a dream car — and when you choose Deseret First to finance your car loan, you’ll save money while making your dream a reality.
Purchases
Let us help you buy your dream car. Get approved by applying online, giving us a call or just telling the dealership you want to use DFCU for financing!
Refinancing
Unhappy with your current interest rate or payment amount? Surprise financing at the dealer? Bring your loan over to DFCU – it’s quick and easy!
Title Loans
Whether you want to consolidate some high-interest rate debt, or you need to pay for something unexpected, let us help you use the equity in your vehicle to cover it! We’ll get you taken care of with our smooth and simple process!| Loan Term Length | APR* |
|---|---|
| 24 to 48 Months | 6.49% |
| 60 Months | 6.49% |
| 72 Months | 6.74% |
| 84 Months | 7.49% |
Is my car payment affordable?
Find a car payment to fit your budget with our auto loan calculator!
Monthly Payment
Total: $0This chart shows the breakdown of your potential initial payment. As you make payments on your loan, the percentage of principal you pay naturally increases compared to interest.
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Total to be repaid:
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The information provided in this loan calculator is an estimate and is for illustrative purposes only. Its accuracy is not guaranteed. The monthly payment illustrated above refers to the first, initial payment; for the interest and principal will change each month over the time of the loan. There may be other costs associated with obtaining a loan not included here. The figures shown are hypothetical and may not apply to your individual situation. This calculator does not pre-qualify you for any loan program. You should always consult a qualified professional for financial advice.
Partner Pages
Loan Requirements
To qualify, you’ll need:
- Membership
- Eligibility
- Credit Approval