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We're sorry for the inconvenience this may cause but our Online Banking and Mobile App will be unavailable on Sunday, November 10th from 12:30 am to 5:30 am MST for maintenance.

Online Payments & Transfers


Financial resources and how to use them

Banking at Your Fingertips


Do you need to make a loan payment? Or pay one of your other bills? Even if you need to move your money around, you can do it all through online banking or the mobile app! Below you’ll find a few options available to you, with details on how to make the most of each one.
Automatic Bill Pay

Automatic Bill Pay

We understand you’re busy and life can get chaotic. Remembering the due date for every bill you have can get overwhelming. So why not let Deseret First take the stress off by making on-time payments for you?
Bill Pay Details ›
Account to Account Transfers

Account-to-account Transfers

Whether you need to move your money to or from Deseret First, pay a friend, or pay a loan, we’ve got you covered. Switch funds between your DFCU accounts or to accounts at other institutions with our simple transferring process.
Transfer Details ›
Online Loan Payments

Online Loan Payments

Ready to pay your DFCU loans easily and fast? We’ve made that possible. You can quickly pay your loans through online banking or with a credit card here!
Loan Payment Details ›
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Simplify your recurring payments

Experience worry-free due dates every month!

Through Bill Pay in Online Banking or the Mobile App, you can set up recurring disbursements to save you time, money, and stress. You’ll remain in control of your finances, all while automating those menial tasks.
Try it out

How to set up Bill Pay:


What you’ll enjoy from using Bill Pay:

  • Reduce your check writing
  • No need to manage bills on countless websites
  • Handle all your payments in one convenient hub
  • Opt to automatically send deposits as often as you like
  • Cover yourself for the months you forget a bill payment
For questions or to get help with enrollment, call 801-456-7000 or 800-326-3328. Available weekdays: 8am-7pm, Sat: 9am-2pm. Additionally, you may visit any Deseret First Branch.
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Transfer Your Funds Online


Account-to-account transfers will electronically shift funds to and from your checking or savings. So you have your money where you need it, when you need it. You can use this feature in online banking and the mobile app to pay a friend, transfer money to different financial institutions, and to pay your loans. To illustrate how this works for external accounts*, we’ve created this slideshow. These steps will show you how to start and set up transfers, putting you in control of your own finances!
Online Banking Login
*Please note new accounts at different financial institutions must be added through online banking rather than the mobile app.

Online Loan Payments with FastPay

Loan Payments with your card.

You can use FastPay to make a loan payment. FastPay allows you to pay your loan with a debit or credit card! It takes less than 5 minutes making it quick, secure and easy to pay your loan! There is a $10 fee when you use FastPay. But don’t worry! There are free options as well. See how to make a loan payment for free through online banking above. Here are the two ways to use FastPay:
  1. Create an account using your DFCU account number to save your payment information in FastPay and make one time or recurring payments.
  2. Use Express Pay without registering to make one time payments.
*Some credit card companies may reject your payment because they do not allow loan payments using their cards.
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Leave your worries at the door with finances unscrambled.

Log into banking tools