Information and Alerts

Financial Relief Loans


Funding within minutes

Fast cash for a sudden need

Life is full of surprises, and unexpected expenses can create financial stress. At DFCU, we’re here to help you navigate these challenging times without added worry. Our Financial Relief Loans provide a quick and simple solution, with funds deposited into your DFCU account within minutes. Plus, no credit check is required since you already have an established relationship with us. If you need relief now, click the link below to apply through Online Banking.

Apply right now
Financial Relief Loans
Loan TypeAmountTermFixed APR
Financial Relief Loan$200 - $1,0003 to 6 months28%
Financial Relief Plus Loan$1,000 - $4,00018 to 42 months18%

The annual percentage rates (APRs) listed here represent our best available rates. Membership and eligibility required. Terms and conditions apply. Offer subject to change. Additional products and rates are listed here.

How Financial Relief Loans Work:


Number 1

Be Eligible: Be 18 years or older and have an active membership account for at least 4 months.

Number 2

Apply: Apply anytime or anywhere through Online Banking and choose the option that fits your needs.

Number 3

Get Approved: Get an instant decision after clicking submit.

Number 4

Done! Approvals are funded immediately into your DFCU account of choosing with automatic payments conveniently setup.

Loan Options


A woman on the phone while trying to clean up a leak sink pipe

Financial Relief Loan

  • Loan amounts from $200 to $1,000
  • 3 to 6 month term
  • 28% APR
  • $20 application fee
  • No credit report required
A man looking at his car's engine on the side of the road

Financial Relief Plus Loan

  • Loan amounts from $1,000 to $4,000
  • 18 to 42 month term
  • 18% APR
  • $20 application fee
  • No credit report required

Here are some examples of what a repayment of these loans would look like:

Financial Relief Loan Payment Examples
Loan ProductLoan AmountTermAPRPayment
Financial Relief Loan$1,0006 months28%$179
Financial Relief Plus Loan$4,00042 months18%$128

The information provided above is for illustrative purposes only. Its accuracy is not guaranteed. The figures shown are hypothetical and may not apply to your individual situation.

A child with a big smile in between her parents

Benefits of a Financial Relief Loan

  • Available 24/7
  • No credit check
  • Securely done through Online or Mobile Banking
  • Funded within minutes of approval
  • Better terms and rates than payday loans

As your community, we’ve got
your back when you need it.

Become a member today