Financial Relief Loans
Funding within minutes
Fast cash for a sudden need
Life is full of surprises, and unexpected expenses can create financial stress. At DFCU, we’re here to help you navigate these challenging times without added worry. Our Financial Relief Loans provide a quick and simple solution, with funds deposited into your DFCU account within minutes. Plus, no credit check is required since you already have an established relationship with us. If you need relief now, click the link below to apply through Online Banking.
Apply right now| Amount | Term | Fixed APR | Application Fee |
|---|---|---|---|
| $200 - $2,000 | 3 to 12 months | 28% | $20.00 |
The annual percentage rates (APRs) listed here represent our best available rates. Membership and eligibility required. Terms and conditions apply. Offer subject to change. Additional products and rates are listed here.
How Financial Relief Loans Work:
Be Eligible: Be 18 years or older and have an active membership account for at least 4 months.
Apply: Apply anytime or anywhere through Online Banking and choose the option that fits your needs.
Get Approved: Get an instant decision after clicking submit.
Done! Approvals are funded immediately into your DFCU account of choosing with automatic payments conveniently setup.
Loan Information
Requirements
When evaluating an application for this loan, several considerations are taken into account including the following conditions:
- Be at least 18 years old
- Be a member of DFCU for more than 4 months
- Be the primary account owner
- Must have recent deposit history in your account
- No current Financial Relief Loan
Reasons for denial
There are several possible reasons for an application to be denied. Here are a few examples:
- You already have a currently open Financial Relief Loan
- You have had three Financial Relief Loans within a six-month period
- You have delinquent loans or negative accounts
- You’ve caused Deseret First a loss in the past
- You are not actively using your Deseret First Accounts
Here is an example of what a loan term might look like:
| Loan Amount | Term | APR | Payment |
|---|---|---|---|
| $2,000 | 12 months | 28% | $193 |
The information provided above is for illustrative purposes only. Its accuracy is not guaranteed. The figures shown are hypothetical and may not apply to your individual situation.
Benefits of a Financial Relief Loan
- Available 24/7
- No credit check
- Securely done through Online or Mobile Banking
- Funded within minutes of approval
- Better terms and rates than payday loans