Signature Loans
Collateral-free loans for members
Unsecured Personal Loans
Wait. Unsecured? Does that mean this is more risky? No, not for you as a borrower! It just means there’s no physical assets involved, in contrast to a home or car loan. Like a credit card, you can use a signature loan for nearly anything you need.
- wedding expenses
- consolidate debt
- take a family vacation
- cover unexpected expenses
| Loan Term | Rate | APR |
|---|---|---|
| 24-Month Fixed-Rate | 12.14% | 12.14% |
| 36-Month Fixed-Rate | 12.24% | 12.24% |
| 48-Month Fixed-Rate | 12.49% | 12.49% |
| 60-Month Fixed-Rate | 12.99% | 12.99% |
*APR = Annual Percentage Rate. The annual percentage rates (APRs) listed above represent our best available rates. Your individual rate may be higher depending upon your creditworthiness. Offer subject to change. OAC. Find additional products and rates listed here.
Extra Loan Benefits
100% online application.
Upfront access to your full loan amount
No origination or pre-payment fees
Fixed rates, terms, & payments
More about Signature Loans
Signature loans, also known as “good-faith” or character loans, function as trusted IOUs. At Deseret First, we designed these loans to meet your needs. You receive the loan proceeds in one lump sum with no collateral required. Additionally, we provide a 10-day grace period on monthly payments, ensuring your experience with us is as supportive as possible.
- 10-day grace period for payment due date
- Local banking & service by DFCU
Loan Requirements
To qualify, you’ll need:
- Membership & eligibility
- Subject to credit approval
Start Application
