Platinum Savings Accounts


Maximize Your Savings

Platinum Savings

The Platinum Savings Account is not offered at the current time. Platinum Savings information is for existing account holders only.

Here are a few of the basics about this account:

  • Earn higher rates! Current rates pay higher than average savings rates.
  • Rates paid on this product will adjust over time, but there are no access restrictions. You may access the money in your account at any time. Thus, if the rate moves lower than you’d like, you can easily transfer the funds to another product.
  • Deposits to existing accounts may be limited from time to time depending on the amount available in this program.
  • Your funds will be deposited in FDIC insured banks or NCUA insured credit unions but you access them through Deseret First. Below is the allocation percentage of your funds to the receiving financial institutions.
  • You will continue to access your funds through normal DFCU channels like online and mobile banking or at any of our branch locations.

Platinum Savings Rates
Savings BalanceRateAPY
$0–$9,9990.05%0.05%
$10,000–$99,9990.40%0.40%
$100,000- $1,000,0000.50%0.50%
Rates quoted as annual percentage yield (APY). Fees could reduce earnings. Rates subject to change after account opening. Additional products and rates are listed here.
close up of hands counting dollar bills

Platinum Savings Info

Your funds will be housed in FDIC insured banks or NCUA insured credit unions but you access them through Deseret First. Below is the allocation percentage of your funds to the receiving financial institutions.
Current Participating Program Institutions
RECIEVING FINANCIAL INSTITUTIONSALLOCATION %
GreenState Credit Union24%
Axos Bank24%
Peapack Gladstone Bank24%
Luther Burbank Savings Bank24%
First Business Bank4%

Terms and Conditions

Below is a link for more information and full details about the Platinum Savings Account. Terms and Conditions PDF
Verified Credit Union Account
It is required to have been a member of DFCU for at least one year prior to opening this account.
Conditions of membership
To open an account, you must have maintained an average deposit balance of $10,000 for 12 months in DFCU accounts.
Minimum Deposit opening
We require a minimum opening deposit of $10,000.

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