Maximize your earnings at Deseret First by transferring your existing deposits to our new Platinum Savings Account. Here are a few of the basics about this account:
- Earn higher rates! The higher the balance you transfer to this account, the more you earn.
- Rates paid on this product will adjust over time, but there are no access restrictions. You can make as many deposits or withdrawals as needed. Thus, if the rate moves lower than you’d like, you can easily transfer the funds to another product.
- The minimum to open a Platinum Savings Account is $10,000 and the maximum is $1 million.
- Your funds will be deposited in FDIC insured banks or NCUA insured credit unions but you access them through Deseret First. Below is the allocation percentage of your funds to the receiving financial institutions.
- You will continue to access your funds through normal DFCU channels like online and mobile banking or at any of our branch locations.
Switching to our Platinum Savings is seamless, easy, and will make your money work for you.
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