Information and Alerts

The financial industry is experiencing a significant increase in fraudulent activities and scamming attempts to access personal account information. DFCU will never contact you asking for your PIN, Password, or other account credentials. If you have any questions about your account, contact DFCU at 800-326-3328. Click here to learn more about protecting yourself from fraud.

Money Market


Ultimate flexible savings

A photo with the text: Money Market up to 2.00% APY*.

Turn your savings into earnings!

  • Higher interest rates = Larger savings
  • Low-risk investment
  • Funds are accessible
Earn higher dividends than you would with a traditional online savings account. A money market account from Deseret First is an easy way to grow your savings while still being able to access your funds anytime. A money market account is a savings account that usually earns higher dividends than aa traditional savings account. Very similar to a certificate without locking down your funds.
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Limited Time Offer


*Rate stated as Annual Percentage Yield. Membership and eligibility required. Terms and conditions apply. O.A.C.

Truly Usable Funds

Higher yields and you can still access your money? That’s right! Funds can be deposited or withdrawn at any time with a Money Market account, so you can have the flexibility to do more with your money. If your regular savings account is starting to feel stagnant, a Money Market may be the next step you need to have your money work for you.

  • Higher balance = Higher rates
  • Unlimited deposits
  • No term restrictions
  • No minimum balance
  • Unlimited Withdrawals, access your funds at any time
Start saving with agility
Regular Money Market
Savings BalanceRateAPYLoyalty RateLoyalty APY
$0–$2,4990.25%0.25%0.25%0.25%
$2,500–$19,9990.75%0.75%0.75%0.75%
$20,000–$99,9991.24%1.25%1.24%1.25%
$100,000-$249,9991.49%1.50%1.49%1.50%
$250,000-$499,9991.74%1.75%1.74%1.75%
$500,000-$999,9991.98%2.00%1.98%2.00%
$1,000,000+1.98%2.00%1.98%2.00%

Rates quoted as Annual Percentage Yield. Fees could reduce earnings. Federally insured by NCUA up to $250,000. Additional products and rates, including Jumbo Money Market Accounts, are listed here.

bag of money with a brick wall behind it

Account Requirements

Apply online today! For questions or to apply directly with a representative, call 801-456-7000 or 800-326-3328. Available weekdays: 8am–7pm, Sat: 9am–2pm. Additionally, you may visit any Deseret First Branch.


Strength and Flexibility with Deseret First

Apply for Accessible Savings