Using a credit card is easy. But choosing one isn’t always simple. Shopping with a credit card is a snap, but shopping for the card that’s right for you is another matter. Ask yourself these questions: Do you pay your credit card bills in full and on time each month? If not, do you spread […]
What’s GreenPath? GreenPath is a non-profit organization that helps people manage difficult financial situations through counseling, education, and actionable solutions. For nearly 60 years, GreenPath has made increased financial wellness a reality for hundreds of thousands of people. GreenPath offers many services to help people find financial wellness. One of their most powerful services helps […]
Interest plays a role in almost all aspects of personal finance, including savings, investing, credit, and loans. Interest is money that’s added to your starting balance. It can be earned or paid and is typically expressed as a percentage. You earn interest by keeping money in a bank account, purchasing a bond, or making other […]
By properly managing a credit card, you can earn rewards and build your credit score, all while making your regular purchases. Get the Right Card The first step to best using a credit card is to get the right one. That means doing your research. You should consider your spending habits and priorities when it […]
Inflation measures how much prices rise over time. When prices rise, the value of a dollar falls and your purchasing power goes down. The price of goods and services—stuff you buy—isn’t constant; prices change over time. When prices go up, that’s inflation. During moments of inflation, it takes more money to buy products or services. […]
A higher-than-expected natural gas bill is not the kind of surprise you enjoy getting in the mail. It’s not just you—natural gas prices are on the rise nationwide. Try these 10 changes to lower your bill. 1. Stay on top of maintenance. Perform regular maintenance on your natural gas furnace and water heater to avoid […]
