Information and Alerts

Money Market


Ultimate flexible savings

A photo with the text: Money Market up to 4.25% APY*.

Boost your Savings!

  • Higher interest rates = Larger savings
  • Low-risk investment
  • Funds are accessible
Unlock the full potential of your savings with our extraordinary Money Market accounts, boasting an impressive rate up to 4.25%! Experience the financial advantage of a secure and highly rewarding investment option, designed to help your money grow with ease. With our competitive rates, you can watch your savings multiply faster than ever before. A Money Market account offers you the perfect balance between accessibility and higher interest rates, ensuring your funds work harder for you. Take advantage of this exceptional opportunity to maximize your savings potential and achieve your financial goals. Don’t let this opportunity pass you by – open a Money Market account today and start reaping the benefits of our remarkable 4.25% rate!
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Limited Time Offer


*Rate stated as Annual Percentage Yield. Membership and eligibility required. Terms and conditions apply. O.A.C.

Truly Usable Funds

Higher yields and you can still access your money? That’s right! Funds can be deposited or withdrawn at any time with a Money Market account, so you can have the flexibility to do more with your money. If your regular savings account is starting to feel stagnant, a Money Market may be the next step you need to have your money work for you.

  • Higher balance = Higher rates
  • Unlimited deposits
  • No term restrictions
  • No minimum balance
  • Unlimited Withdrawals, access your funds at any time
Start saving with agility
Money Market Rates
Savings BalanceRateAPYLoyalty RateLoyalty APY
$0–$2,4990.25%0.25%0.25%0.25%
$2,500–$19,9991.49%1.50%1.49%1.50%
$20,000–$99,9992.47%2.50%2.47%2.50%
$100,000-$249,9993.20%3.25%3.20%3.25%
$250,000-$499,9994.17%4.25%4.17%4.25%
$500,000-$999,9994.17%4.25%4.17%4.25%
$1,000,000+4.17%4.25%4.17%4.25%

Rates quoted as Annual Percentage Yield. Fees could reduce earnings. Federally insured by NCUA up to $250,000. Additional products and rates, including Jumbo Money Market Accounts, are listed here.

bag of money with a brick wall behind it

Account Requirements

Apply online today! For questions or to apply directly with a representative, call 801-456-7000 or 800-326-3328. Available weekdays: 8am–7pm, Sat: 9am–2pm. Additionally, you may visit any Deseret First Branch.


Strength and Flexibility with Deseret First

Apply for Accessible Savings