Share Certificates
Financial goals become fantastic realities
Increased rates = increased savings
- Higher APY options than a regular savings account
- Guaranteed return on investment
- Less risky than stock market options
| Share Certificate Term | Rate | APY | Loyalty Rate | Loyalty APY |
|---|---|---|---|---|
| 3 Months | 0.05% | 0.05% | 0.05% | 0.05% |
| 6 Months | 5.02% | 5.15% | 5.02% | 5.15% |
| 12 Months | 5.12% | 5.25% | 5.12% | 5.25% |
| 24 Months | 4.40% | 4.50% | 4.40% | 4.50% |
| 36 Months | 3.92% | 4.00% | 3.92% | 4.00% |
| 48 Months | 3.92% | 4.00% | 3.92% | 4.00% |
| 60 Months | 3.92% | 4.00% | 3.92% | 4.00% |
The Modern Money Tree
Above all, our certificates offer you the perfect path towards future goals. So how will you mobilize your money?
College Education
New Car
Home Down Payment
Remodel
Vacation
Wedding
Proudly Serving Members and Employees of The Church of Jesus Christ
of Latter-day Saints
In the 1950s, the First Presidency of the Church realized that employees of the church offices needed access to financial services; they decided to help provide these much-needed services. On August 4th, 1955, the LDS Church Office Credit Union was founded. Gordon B. Hinckley was one of the first board members.
The first branch was established in 1974, and the membership was expanded to include any employee of The Church. After steady growth in the 80s, the credit union changed its name to Deseret First Credit Union. It expanded its membership to include all members and family members of The Church of Jesus Christ of Latter-day Saints.
We now have over 70,000 members across the nation and have been able to put our members first with our unique products and services.
Want to know more about how Deseret First could be the right fit for you and your financial needs? Want to learn more about how we serve our members across the nation or how we understand and respect your values and can help you align your financial needs with your values? Learn more by clicking the button below.
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Account Requirements
- Membership and eligibility
- $500 minimum deposit
