First Choice Checking

Get paid to use your checking account at this Utah Credit Union! First Choice Checking has multiple account options so you can get one that fits your needs. Our goal is to help you get the products and services that work best for you, that’s why we provide multiple options. Look below to see what account will fit you best!

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Benefits

  • Choose the reward option that fits your finances.
  • Options for Debit and Credit Card users. See the links below.
  • Free EMV Debit and Credit Card with no annual or maintenance fees.
  • Deposit accounts are federally insured by the NCUA up to $250,000.

Requirements

  • Membership Savings Account.
  • At least 1 payroll or retirement direct deposit transaction posted and cleared within the monthly qualification cycle.
  • E-statement.
  • Valid email address.
  • At least 10 Debit or 10 Credit Card purchases posted and cleared (based on account choice).

CASH BACK
INTEREST
PLATINUM REWARDS
PLATINUM

Card Type

Debit Card Debit Card Credit Card* Credit Card*

Rewards (Monthly Qualifications must be met to receive rewards for that month)

10 cents per debit card transaction
over $5 – up to
40 transactions
1% APY** 1% APY** 2% APY**
FREE
Checking Account
FREE
Checking Account
FREE
Checking Account
FREE
Checking Account
Free Debit Card
Free Debit Card Free Debit Card Free Debit Card
No monthly minimum balance required No monthly minimum balance required No monthly minimum balance required No monthly minimum balance required

Additional Benefits

Free Online
Bill Pay
Free Online
Bill Pay
Free Online
Bill Pay
Free Online
Bill Pay
Fraud Protection Fraud Protection Fraud Protection Fraud Protection
ATM refunds up to $25 per month ID Theft Protection ID Theft Protection
Receive Points on Platinum Rewards Credit Card Purchases
Rate is on balances up to $10,000: .10% APY** will
be paid on balances over $10,000.

In order to qualify for rewards on a First Choice Checking Account, all requirements, including required transactions, must be completed and posted to the account within the monthly qualification cycle dates. The monthly qualification cycle dates are as follows and are subject to change without notice.

2017 Begin Date End Date
January 1/1/2017  1/31/2017
February 1/31/2017 2/28/2017
March 3/1/2017 3/31/2017
April 4/1/2017 4/29/2017
May 4/30/2017 5/31/2017
June 6/1/2017 6/30/2017
July 7/1/2017 7/31/2017
August 8/1/2017 8/31/2017
Septempter 9/1/2017 9/30/2017
October 10/1/2017 10/31/2017
November 11/1/2017 11/30/2017
December 12/1/2017 12/30/2017

*On Approved Credit. **Rates quoted as Annual Percentage Yield. The APY applies to balances beginning at $.01. Fees could reduce earnings.

For questions or to apply, call 801-456-7000 or 1-800-326-3328 weekdays: 8am-7pm, Sat: 9am-2pm or visit any Deseret First Branch.

BUSINESS CHECKING ACCOUNTS

Get easy access to your money and help optimize your business’ performance with a Business Checking Account!
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VISA CREDIT CARDS THAT PAY YOU

Get a Credit Card that puts money back in your pocket with us!
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ONLINE BANKING

Use the enhanced budgeting tools and set savings goals! Or check balances and transfer money! It’s easy use online banking!

Learn More