Get paid to use your checking account at this Utah Credit Union! First Choice Checking has multiple account options so you can get one that fits your needs. Our goal is to help you get the products and services that work best for you, that’s why we provide multiple options. Look below to see what account will fit you best!

Benefits

  • Choose the reward option that fits your finances.
  • Options for Debit and Credit Card users. See the links below.
  • Free Debit and Credit Card with no annual or maintenance fees.
  • Deposit accounts are federally insured by the NCUA up to $250,000.

Requirements

  • Membership Savings Account.
  • At least 1 payroll or retirement direct deposit transaction posted and cleared within the monthly qualification cycle.
  • E-statement.
  • Valid email address.
  • At least 10 Debit or 10 Credit Card purchases posted and cleared (based on account choice).

APPLY NOW

 

CASH BACK
INTEREST
PLATINUM REWARDS
 PLATINUM

Card Type

Debit Card Debit Card Credit Card* Credit Card*

Rewards (Monthly Qualifications must be met to receive rewards for that month)

 10 cents per debit card transaction
over $5 – up to
40 transactions
1% APY** 1% APY**  2% APY**
FREE
Checking Account
FREE
Checking Account
FREE
Checking Account
FREE
Checking Account
Free Debit Card
Free Debit Card  Free Debit Card  Free Debit Card
No monthly minimum balance required  No monthly minimum balance required No monthly minimum balance required No monthly minimum balance required

Additional Benefits

 Free Online
Bill Pay
 Free Online
Bill Pay
 Free Online
Bill Pay
 Free Online
Bill Pay
Fraud Protection Fraud Protection Fraud Protection Fraud Protection
ATM refunds up to $25 per month ID Theft Protection ID Theft Protection
 Receive Points on Platinum Rewards Credit Card Purchases
Rate is on balances up to $10,000: .10% APY** will
be paid on balances over $10,000.
In order to qualify for rewards on a First Choice Checking Account, all requirements, including required transactions, must be completed and posted to the account within the monthly qualification cycle dates. The monthly qualification cycle dates are as follows and are subject to change without notice.

 2017

 Begin Date

 End Date

January
February
March
April
May
June
July
August
September
October
November
December
1/1/2017
1/31/2017
3/1/2017
4/1/2017
4/30/2017
6/1/2017
7/1/2017
8/1/2017
9/1/2017
10/1/2017
11/1/2017
12/1/2017
1/31/2017
2/28/2017
3/31/2017
4/29/2017
5/31/2017
6/30/2017
7/31/2017
8/31/2017
9/30/2017
10/31/2017
11/30/2017
12/30/2017

 

 

*On Approved Credit. **Rates quoted as Annual Percentage Yield. The APY applies to balances beginning at $.01. Fees could reduce earnings.

For questions or to apply, call 801-456-7000 or 1-800-326-3328 weekdays: 8am-7pm, Sat: 9am-2pm or visit any Deseret First Branch.

VISA CREDIT CARDS THAT PAY YOU

Deseret First has Visa Credit Card options that put money back in your wallet.
Learn More

ONLINE BANKING

You can not only check balances and transfer money easily, but you can also use the enhanced budgeting tools, set savings goals and much more!

Learn More

MOBILE DEPOSIT!

Use our FREE mobile app to deposit a check into your account, right from your Apple or Android phone! Anytime, Anywhere!

Learn More