Deseret First practices responsible lending, and respectful administration of the loans we grant. We recognize that there are situations in life that call for a re-examination of a loan contract. If you have a mortgage or other consumer loan with Deseret First, read this important information.

Mortgage Assistance

Are you having trouble making your mortgage payment? Do you need assistance?

It’s not too late! We may still be able to help you keep your home, even if you are delinquent on your Deseret First Real Estate Loan. There are options available which include re-payment plans and loan modifications or liquidation plans such as short sales, foreclosures and deeds-lieu-of foreclosure.

Contact a Utah Deseret First Mortgage Officer to discuss your situation at 801-456-7070 or 1-800-326-3328, M-F, 8:30 am-5:30 pm MT.

Consumer Loan Assistance

Are you having difficulty making payments on your Deseret First vehicle loan, personal loan, credit card, or line of credit?

If you are experiencing a financial hardship and would like to discuss how Deseret First may assist you, please contact us to discuss your options before your credit is damaged.

Please contact the Financial Solutions/Collections Department at 801-456-7140 or 1-800-326-3328, M-F 8:30 am-5:30 pm MT.

Common hardship situations may include the following:

  • Loss of job or reduction in income.
  • Divorce or separation.
  • Death of homeowner, spouse or family member.
  • Illness of homeowner or family member.
  • Forced job relocation by employer.

Beware of Loan-Modification Scams!

Homeowners who fall behind on their payments will often be contacted by unscrupulous companies offering loan-modification services.


Get a Credit Card that puts money back in your pocket with us!
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Check out Auto Loss Protection! It can cover the gap between the insurance settlement and loan balance when your car is totaled or stolen.
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